Associate Advisor

Centura Wealth Advisory; San Diego (CA); On-site; USD 65,000 - 95,000; Full time

Job summary

Centura Wealth Advisory is seeking an Associate Advisor to support the Wealth Advisor in delivering comprehensive financial, tax, investment, and estate planning solutions for high-net-worth clients in San Diego, CA. The role involves client meeting preparation, financial modeling, and preparing advanced planning deliverables.

You will collaborate with internal and external professionals to implement client strategies, mentor junior team members, and drive process improvements to grow the

Qualifications

• Bachelor's degree in finance, business, economics is required.
• 3+ years of experience in wealth management is required.
• Life & Health license in CA is optional.
• Proficient with Excel, Outlook, and Salesforce.

Responsibilities

• Review client facts, assumptions, and goals to prepare draft tax planning strategies.
• Design and model income tax and estate planning strategies under guidance of Wealth Advisor.
• Prepare advanced planning deliverables for internal review and client presentation in Excel and other systems.
• Review client tax returns (personal, corporate, trust, and gift) to identify opportunities and positioning.
• Present planning deliverables and client performance materials in meetings.
• Assist Wealth Advisors in client meetings by explaining assumptions and recommendations.

Skills

Financial planning

Tax planning

Estate planning

Client communication

Excel

Salesforce

Team collaboration

Mentoring juniors

Education

Bachelor's degree in finance, business, economics

Tools

Salesforce

Excel

Financial planning software

Job description

Centura Wealth Advisory has an opening for an Associate Advisor supporting the Wealth Advisor in delivering comprehensive financial, tax, investment, and estate planning solutions for high-net-worth clients. This role manages client meeting preparation, conducts financial modeling, prepares advanced planning deliverables, and collaborates with internal and external professionals to ensure accurate and effective implementation of client strategies. Additionally, this role contributes to the firm's growth by identifying and implementing process improvements, managing critical project elements, and actively mentoring and developing junior team members to maintain a high-performing advisory practice.

Primary Responsibilities:

Client Planning & Documentation

• Review client facts, assumptions, and goals to prepare a first draft of tax planning strategies and opportunities for consideration.
• Design and model income tax and estate planning strategies under the guidance of the Wealth Advisor
• Prepare advanced planning deliverables for internal team review and client presentation, ensuring accuracy and clarity in Excel and other systems to effectively "tell the client story".
• Review client tax returns (personal, corporate, trust, and gift) to identify planning opportunities, errors, and overall financial positioning
• Contribute technical insights, ask questions, and show hunger to learn during internal case preparation and planning discussions

Client Interaction & Meeting Support

• Present planning deliverables and quarterly client performance review materials, including entity charts, balance sheets, and portfolio summaries.
• Assist Wealth Advisors in client meetings by clearly explaining assumptions, recommendations, and strategy rationale.
• Build and maintain strong client relationships through day-to-day interactions, listening for additional needs, assisting with questions or requests, and facilitating the flow of information to the advisory team.
• Provide best-in-class client service by supporting timely responses and accurate follow-up.

Project & Process Management

• Internally manages one of the team’s key revenue lines, providing weekly status updates to the team, tracking progress toward goals, and coordinating next steps
• Support the management of the annual "Report Card" process for all wealth management clients through creation of proposed scope of work and recap of planning value added in the prior year
• Identify process inefficiencies in client case development, documentation, and financial plan creation, recommending solutions to improve workflow and accuracy.
• Develop and implement systems, templates, and tools to enhance efficiency and standardization of the Liberated Wealth Process.
• Manage the team’s annual tax project by coordinating Diamond Team to ensure deadlines are met, project progress is tracked, and returns are accurate and complete.

Collaboration (Internal & External)

• Coordinate with CPAs, EPAs, and other external professionals to support accurate implementation of tax, estate, and investment plans.
• Collaborate with external center’s of influence, client & their support team, and other internal departments to ensure alignment on planning strategy design & execution
• Train and mentor Diamond Team interns through regular check-in meetings to support learning, questions, and professional growth.
• Perform other duties as assigned, contributing to a collaborative and high-performance team environment.

Knowledge Skills and Abilities:

• Strong understanding of financial, tax, and estate planning principles and documentation.
• Technical proficiency with Salesforce, financial planning software, and Microsoft Office.
• Exceptional written and verbal communication skills
• High emotional intelligence, adaptability, and transparency in fast-paced, client-focused environments.
• Hunger to learn and grow in the role, with willingness to ask questions and seek guidance when needed
• Advanced proficiency in Excel, including formulas, formatting, and presenting data clearly
• Ability to collaborate effectively with internal teams and external professionals while maintaining accuracy, timeliness, and quality of deliverable
• Confident working with the UHNW/HNW

Minimum Qualifications:

• Bachelor’s degree in finance, Business Administration, Economics, or related field - Required
• 3+ years minimum experience in wealth management - Required
• Life & Health license in the State of CA – Optional
• Proficient with Excel, Outlook, and Salesforce
• Accountability
• Communication
• Teamwork
• Client Orientation
• Relationship Building

Centura Investment Advisory, headquartered in San Diego with a national presence, is an SEC Registered Investment Advisory firm delivering innovative Investment and Wealth Management services to affluent families, business owners, and Corporate Executives. Our skilled professionals have been crafting sophisticated financial solutions as a team since 2005, yielding total Investment efficiency and purpose to those looking to liberate their wealth.

We achieve this by focusing on our clients' needs, upholding the highest ethical standards, fostering a tradition of quality, and investing in the individuals who, together, form our team. In doing so we cultivate a culture of excellence visible throughout all facets of the company, our practices, and most of all, the work we do for our clients.

At Centura Wealth Advisory, we are committed to creating a diverse and inclusive environment where all employees feel valued and respected. We are proud to be an Equal Opportunity Employer, and we welcome applicants from all backgrounds. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected status.

Expected pay range for this role is $65,000 to $95,000.