Assistant Manager, Consumer Lending & Portfolio Lead

Canandaigua National Bank & Trust Co; Town of Canandaigua (NY); On-site; USD 150,000 - 170,000; Full time

Job summary

Canandaigua National Bank in Canandaigua, NY is seeking an Officer Full-Time Professional to lead the Consumer Lending unit. The role focuses on directing day-to-day operations for Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending, while collaborating on pricing, product delivery, and risk controls.

The ideal candidate has at least five years in related roles with strong knowledge of consumer lending products, underwriting principles, and regulatory requirements.

Qualifications

• Specialized consumer or commercial lending education and training.
• Credit underwriting experience, banking operations education and training preferred.
• A minimum of five (5) years' experience in related positions normally required.

Responsibilities

• Assist the Group Manager, Consumer Lending with day-to-day leadership and operation of the Consumer Lending department to achieve annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending.
• In conjunction with the Group Manager, Consumer Lending, participate in product development, product pricing, product delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance.
• In addition, assess loan requests and help manage the Mortgage Loan Portfolio.

Skills

Leadership experience

Credit risk assessment

Customer service

Education

Specialized lending education

Job description

Canandaigua National Bank in Canandaigua, NY is seeking an Officer Full-Time Professional to lead the Consumer Lending unit. The role focuses on directing day-to-day operations for Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending, while collaborating on pricing, product delivery, and risk controls.

The ideal candidate has at least five years in related roles with strong knowledge of consumer lending products, underwriting principles, and regulatory requirements.