Assistant Manager, Consumer Lending

Canandaigua National Bank & Trust; City of Canandaigua (NY); On-site; USD 150,000 - 170,000; Full time

Job summary

Canandaigua National Bank in Canandaigua, NY is seeking a Consumer Lending Officer to lead the day-to-day operations of the Consumer Lending department, focusing on indirect and direct lending, home equity, and mortgage portfolio lending. You will collaborate with the Group Manager to drive annual goals and oversee product development, pricing, underwriting, and policy adherence.

The ideal candidate will demonstrate strong lending product knowledge, risk assessment, leadership, and

Qualifications

• Strong understanding of consumer lending products, underwriting principles, credit risk and regulatory compliance.
• Proven leadership to coach, develop and motivate employees to meet metrics and goals.
• Exhibits judgment and decision-making while balancing customer service, portfolio quality and risk.
• Able to navigate complex lending situations and make timely decisions aligned with goals.
• Builds partnerships across retail banking, operations and lines of business for a seamless experience.
• Proven experience in similar roles.

Responsibilities

• Assist the Group Manager, Consumer Lending with day-to-day leadership and operation of the Consumer Lending department.
• Work toward annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending.
• Involve in product development, product pricing, product delivery, underwriting, credit policy, sales, and regulatory compliance.
• Make recommendations regarding pricing, products, and delivery for Indirect lending.
• Assess loan requests and help manage the Mortgage Loan Portfolio.

Skills

Consumer lending knowledge

Credit risk assessment

Regulatory compliance

Leadership

Relationship management

Pricing/product delivery

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

CONSUMER LENDING Officer Full-Time Professional Canandaigua, NY, US

3 days ago Requisition ID: 3430

Salary Range: $150,000.00 To $170,000.00 Annually

Canandaigua National Bank

Location:Canandaigua, NY

What is needed to be successful in this role?

Assist the Group Manager, Consumer Lending with the day-to-day leadership and operation of the Consumer Lending department, to achieve annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending. In conjunction with the Group Manager, Consumer Lending, you will be involved in product development, product pricing, product delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance. You will also be involved in making appropriate recommendations regarding pricing, products, and delivery for Indirect lending. In addition, you will assess loan requests and help manage the Mortgage Loan Portfolio.

What does our ideal candidate look like?

• Demonstrates a strong understanding of consumer lending products, underwriting principles, credit risk assessment, and regulatory compliance requirements.
• Proven leadership experience with the ability to coach, develop, and motivate employees to achieve individual and team metrics and goals.
• Exhibit exceptional judgment and decision-making skills while balancing customer service, portfolio quality, and risk management objectives.
• Comfortable navigating complex lending situations and making timely decisions that support both customer needs and organizational goals.
• Builds strong partnerships across retail banking, operations, and other lines of business to deliver a seamless customer experience.
• Proven experience in similar roles.

Why Join Canandaigua National Bank?

At Canandaigua National Bank, our WE CAN culture is built on serving wholeheartedly, acting with courage, leading authentically, empowering one another, and making a positive impact in our communities.

We offer competitive benefits, retirement programs, professional development opportunities, wellness resources, and paid time off to support your success both at work and beyond.

As an independent community bank, we're proud to invest in our people, our customers, and our communities. We believe our employees are our greatest strength and we are committed to creating an inclusive workplace where everyone can thrive.

Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.

Compensation range- $150,000 - $170,000
The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations.