Asset Based Lending Loan Origination Associate

Next Frontier Capital; Charlotte (NC); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health care

Retirement plan

Tuition reimbursement

Mental health support

Financial coaching

Job summary

JPMorganChase is seeking a Loan Origination Associate I to support the loan lifecycle, ensuring smooth closings and client satisfaction across a range of loan products. You will collaborate with Sales, Clients, Relationship Managers, and Underwriters to gather required documents and manage expectations.

We emphasize professional growth, cross-functional teamwork, and process improvement, with competitive rewards, comprehensive benefits, and opportunities to contribute to efficient lending

Qualifications

• Expertise in loan origination or related field with 2+ years experience.
• Advanced strategic planning capabilities.
• Strong critical thinking for evaluating loan transactions.
• Proficiency in time management and organization.

Responsibilities

• Collaborate with Sales, Client, Relationship Managers, and Underwriters to facilitate loan documentation and closing.
• Engage with clients to gather necessary items for closing and manage expectations.
• Prepare and dispatch documentation packages with compliance checks.
• Assist in researching Sales and PPT tax items using critical thinking.
• Contribute to process improvement projects and lending workflows.

Skills

Two+ years experience

Strategic planning

Critical thinking

Time management

Job description

Join JPMorganChase as a Loan Origination Associate I and make a significant impact on our lending services. This role offers a unique opportunity for career growth and development, where your skills in conflict management and strategic planning will be highly valued. Be part of a dynamic team that fosters collaboration and innovation, contributing to the success of our firm.

As a Loan Origination Associate I within JPMorganChase, you will play a crucial role in the loan lifecycle by ensuring smooth transaction closings, directly impacting clients and the wider community. We value a collaborative team culture and are committed to providing opportunities for professional growth and development. Your role involves engaging with internal and external clients to gather necessary documentation and manage expectations for a diverse range of loan products. You will also contribute to process improvement projects, optimizing resources and achieving objectives. Join us to be part of a team dedicated to efficient and effective lending services.

Job responsibilities

• Collaborate with Sales, Client, Relationship Managers, and Underwriters to facilitate loan documentation and closing.
• Engage with clients to gather necessary items for closing, managing expectations throughout the process.
• Prepare and dispatch documentation packages, ensuring compliance with credit and asset conditions.
• Assist in researching Sales and PPT tax items, applying critical thinking skills.
• Contribute to projects aimed at improving processes and procedures.

Required qualifications, capabilities, and skills

• Expertise in loan origination or a closely related field, with over two years of experience and proficiency in managing and resolving conflicts through collaborative solutions.
• Advanced strategic planning capabilities, demonstrated by effective resource allocation decisions.
• Strong critical thinking skills for evaluating various aspects of loan transactions, ensuring informed decision-making.
• Proficiency in time management and organization, with the ability to efficiently manage multiple tasks and projects.

Preferred qualifications, capabilities, and skills

• Experience in a financial services environment, leveraging AI/ML to enhance lending processes and improve decision-making capabilities.
• Strong emotional intelligence and listening skills, fostering a collaborative and productive work environment.
• Proven ability to manage change initiatives, adapting lending services to evolving market conditions and technologies.
• Expertise in driving continuous improvement and process automation to optimize lending workflows and efficiency.
• Ability to use market product knowledge to align lending services with industry trends and client needs.
• Skilled in developing and delivering presentations to effectively communicate insights and updates to stakeholders.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients—including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.

Drive seamless loan transactions with strategic planning and conflict management at JPMorganChase.