Asset-Backed Portfolio Management Leader

Huntington Commercial Bank; Charlotte (NC); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Huntington Bank is seeking an Associate Director, Portfolio Management – Asset Backed Finance to work with internal partners on underwriting new transactions and managing the existing portfolio. The role supports senior colleagues in the ABF team with financial analysis and underwriting documents for complex credit requests.

The position requires a Bachelor's degree in Finance, Accounting or Economics and 5+ years of credit analysis/portfolio management experience.

Qualifications

• Bachelor’s degree in Finance, Accounting or Economics or equivalent experience.
• 5+ years of progressive experience in commercial credit analysis/portfolio management.
• Proficiency with Microsoft Word and Excel.
• Strong written and verbal communication skills.
• Formal credit training or financial modeling experience is a plus.

Responsibilities

• Review financial statements, projection models, cash flow models and other data to develop analytical foundations for credit decisions.
• Determine credit worthiness for loans and credit products by analyzing business models, industry, cash flow, capitalization, sensitivity and risks & mitigants.
• Conduct portfolio maintenance including covenant monitoring, spreading financials, risk ratings and quarterly risk reviews.
• Assist in analysis and preparation for new deals.
• Conduct research and distill key conclusions into concise summaries for presentations.
• Manage fundings and tear sheets for risk reviews in assigned portfolio.

Skills

Credit analysis

Financial modeling

Excel

Written communication

Verbal communication

Education

Bachelor’s degree in Finance, Accounting or Economics

Tools

Microsoft Excel

Job description

Huntington Bank is seeking an Associate Director, Portfolio Management – Asset Backed Finance to work with internal partners on underwriting new transactions and managing the existing portfolio. The role supports senior colleagues in the ABF team with financial analysis and underwriting documents for complex credit requests.

The position requires a Bachelor's degree in Finance, Accounting or Economics and 5+ years of credit analysis/portfolio management experience.