Annuity Expense Analyst

Lincoln Financial Group; Radnor (Delaware County); On-site; USD 84,000 - 135,000; Full time

Benefits offered by this job

Career tracks and job levels

Leadership development

Financial counseling

Tuition assistance

Flexible work arrangements

Productivity/technology tools training

Job summary

Lincoln Financial Group in Radnor, PA is seeking a skilled analyst to drive expense variance analyses and support forecasting and budgeting for the Annuities business. You will partner with finance teams to model expenses, monitor results vs. expectations, and implement improvements across periods.

The role emphasizes collaboration, data integrity, and delivering timely financial insights. A 4-year degree is required, with 3–5+ years of experience in FP&A or related analytics, in a hybrid work

Qualifications

• 3–5+ years of experience as an analyst aligned with responsibilities.
• Strong organizational and multi-tasking abilities.
• Proven analytical and problem-solving capabilities.

Responsibilities

• Identify and analyze expense variances and build detailed analyses for current month, YTD, QTD, and FY forecast.
• Develop expense analyses around allocated expenses impacting the Annuities business line.
• Support quarterly forecasting, annual budgeting, and long-term expense planning.
• Identify process improvements to reduce workloads or improve quality.

Skills

Analytical skills

Organizational skills

Problem solving

Education

Bachelor's degree

Job description

Be Aware of Fraudulent Recruiting Activities: Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

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Alternate Locations: Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut)

Work Arrangement:

Hybrid : Employee will work 3 days a week in a Lincoln office

Relocation assistance:is not available for this opportunity.

Requisition #:76543

The Role at a Glance

What you'll be doing

• Identify and analyze expense variances (actuals, budget, forecast) and builds detail line analysis for variances for current month, YTD, QTD, and FY forecast
• Develops detailed expense analysis primarily around allocated expenses impacting the Annuities business line.
• Assist in the development and implementation of product level expense assumptions for use in pricing and actuarial modelling, including monitoring actual results vs. expectation
• Provides support for quarterly forecasting, annual budgeting, and longer term expense planning
• Identifies and recommends process improvements that significantly reduce workloads and/or improve quality for assigned area(s)
• Serves as a resource to team members and applicable internal/external stakeholders on more complex assignments/projects
• Provides periodic and ad-hoc reporting to team members, leaders and stakeholders
• Contributes to financial component of the strategic planning process, including creation of business case and CBA documentation and alignment of budget with approved initiatives

What we’re looking for

Must-haves:

• 3 – 5+ years of experience as an analyst that aligns with the responsibilities
• 4 year degree or equivalent work experience
• Demonstrate excellent organizational skills with the ability to prioritize workload and multi-task while maintaining attention to detail
• A strong work ethic who can overcome obstacles and knows how to partner with others to ensure the works gets done
• Excellentanalytical and problem solving skills

Nice-to-haves:

• Experience in Financial Services, specifically Annuities
• Experience in FP&A roles

Application Deadline

Applications for this position will be accepted through September 30, 2026, subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values andleadership attributes

Leadership development and virtual training opportunities

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

Work arrangements that work for you

Effective productivity/technology tools and training

The pay range for this position is$84,375 - $135,000with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

This Employer Participates in E-Verify. See the E-Verify notices.