Analyst, Hedging & Risk Implementation

Lincoln Financial Group; Radnor (Delaware County); Hybrid; USD 80,000 - 145,000; Full time

Benefits offered by this job

Career tracks and job levels

Leadership development and virtual培训

Free financial counseling

Tuition assistance program

Work arrangements that work for you

Productivity/technology tools and培训

Job summary

Lincoln Financial Group in Radnor, PA, seeks a risk analytics professional to translate business needs into requirements and support hedging, valuation, and risk management technology. You will collaborate with stakeholders and tech teams to deliver scalable, well-controlled solutions and support risk analytics workflows.

Responsibilities include requirements gathering, testing, documentation, and enabling effective decision support across risk domains, while adhering to regulatory controls and

Qualifications

• 4 Year/Bachelor's degree (or equivalent) (Minimum Required)
• 3 - 5+ Years of experience in actuarial, business analysis, data management, risk technology, systems implementation, or related functions within financial services that directly align with the responsibilities of this position. (Required)
• Experience supporting annuity, life insurance, valuation, hedging, risk management, or related insurance business functions through technology, data, reporting, or operational processes. (Preferred)
• Demonstrates proficiency in SQL and working knowledge of Python for data validation, querying, and analysis in support of data integrity and requirements verification activities.
• Maintains familiarity with actuarial and risk management models, including how inforce data, market data, and actuarial assumptions influence valuation, risk analytics, and hedging results.
• Familiarity with actuarial and risk management models, including how inforce data, market data, and actuarial assumptions influence valuation, risk analytics, and hedging results.
• Familiarity with GAAP and STAT reserve concepts as they apply to annuity and life insurance product valuation.
• Familiarity with hedging concepts and risk sensitivities, including the use of option Greeks within variable annuity and indexed product hedging programs.

Responsibilities

• Works under limited supervision on complex assignments, projects, and initiatives within assigned areas of responsibility.
• Serves as a resource to team members and stakeholders on complex projects.
• Maintains knowledge of current developments in risk and hedging to inform solutions.
• Supports change management and enterprise initiatives within assigned area.
• Identifies and recommends process improvements to reduce workloads or improve quality.
• Prepares technical documents, designs, unit tests, and communication materials for diverse audiences.
• Collaborates across business and technology to align requirements and mitigate risks.
• Gathers and translates requirements supporting hedging, valuation, credit risk, and risk analytics tech solutions.
• Develops knowledge of hedging systems, data flows, models, and reporting outputs.
• Analyzes the impact of system changes and market data updates on processes and models.
• Supports testing, validation, and SOX control activities for risk analytics platforms.
• Prepares reports and dashboards for decision making and monitoring.

Skills

SQL

Python

Risk analytics

Hedging concepts

Data management

Valuation

Education

Bachelor's degree

Job description

Be Aware of Fraudulent Recruiting Activities: Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

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Alternate Locations: Radnor, PA (Pennsylvania)

Work Arrangement:

Hybrid : Employee will work 3 days a week in a Lincoln office

Relocation assistance: is not available for this opportunity.

Requisition #: 76480

The Role at a Glance

This position will consult/analyze and deliver on assignments and projects supporting Lincoln Financial's risk management technology capabilities. The role will partner with business stakeholders and technology teams to translate business needs into requirements, support system implementation and testing activities, analyze impacts to business processes and data, and contribute to the delivery of scalable, well-controlled solutions that support hedging, valuation, credit risk, and risk analytics functions. They will also act as a resource to applicable internal and external stakeholders.

What you'll be doing

• Works under limited supervision on more complex assignments, projects, and initiatives within assigned areas of responsibility, exercising judgment in analysis, problem solving, and execution, with work reviewed at key milestones and decision points.


• Serves as a resource to team members and applicable internal/external stakeholders on more complex assignments/projects for their assigned area(s) of responsibility.


• Maintains knowledge on current and emerging developments/trends for assigned area(s) of responsibility, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions.


• Champions and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility.


• Identifies and recommends process improvements that significantly reduce workloads or improve quality for their assigned area(s) of responsibility.


• Prepares and communicates technical documents, technical designs, unit tests, implementation plans, presentations, and communications to a wide range of technical and non-technical audiences.


• Collaborates with internal stakeholders and facilitates information flow across business and technology functions, helping drive alignment, issue resolution, and execution of project deliverables. Works closely with key stakeholders to anticipate and mitigate potential risks and roadblocks while supporting successful delivery of business and technology initiatives.


• Partners with business stakeholders and technology teams to gather, analyze, document, and translate business, functional, system, and data requirements supporting hedging, valuation, credit risk, and risk analytics technology solutions.


• Develops and maintains knowledge of hedging and risk management systems, business processes, data flows, model inputs, reporting outputs, and operational workflows to support analysis, implementation, and issue resolution activities.


• Analyzes the impacts of system enhancements, assumption changes, new products, new funds, market data updates, valuation methodology changes, and hedging strategy initiatives across processes, models, data, reporting, and operational workflows.


• Supports solution implementation activities by participating in requirements reviews, design discussions, system enhancements, and coordination efforts among business stakeholders, model owners, and technology teams.


• Supports testing and validation activities for system enhancements and projects, including test planning, test case preparation, test execution, results analysis, defect identification, issue resolution, and validation of business outcomes.


• Supports SOX control execution, evidence collection, testing documentation, change management controls, and audit activities for assigned risk analytics and technology platforms.


• Prepares reports, dashboards, analysis, and presentations that support business, actuarial, risk management, and technology stakeholders in decision making, implementation activities, and operational monitoring.

What we’re looking for

• 4 Year/Bachelor's degree (or equivalent) (Minimum Required)


• 3 - 5+ Years of experience in actuarial, business analysis, data management, risk technology, systems implementation, or related functions within financial services that directly align with the responsibilities of this position. (Required)


• Experience supporting annuity, life insurance, valuation, hedging, risk management, or related insurance business functions through technology, data, reporting, or operational processes. (Preferred)


• Demonstrates proficiency in SQL and working knowledge of Python for data validation, querying, and analysis in support of data integrity and requirements verification activities.


• Maintains familiarity with actuarial and risk management models, including how inforce data, market data, and actuarial assumptions influence valuation, risk analytics, and hedging results.


• Familiarity with actuarial and risk management models, including how inforce data, market data, and actuarial assumptions influence valuation, risk analytics, and hedging results.


• Familiarity with GAAP and STAT reserve concepts as they apply to annuity and life insurance product valuation.


• Familiarity with hedging concepts and risk sensitivities, including the use of option Greeks within variable annuity and indexed product hedging programs.

Application Deadline

Applications for this position will be accepted through October 13th, 2026 subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values andleadership attributes


• Leadership development and virtual training opportunities


• Free financial counseling, health coaching and employee assistance program


• Tuition assistance program


• Work arrangements that work for you


• Effective productivity/technology tools and training

The pay range for this position is$79,601 - $145,100with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Lincoln Financial (\"Lincoln\" or \"the Company\") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

This Employer Participates in E-Verify. See the E-Verify notices.