Analytical Consumer Credit Underwriter

Lawrence Bank; Nashville (TN); On-site; USD 55,000 - 80,000; Full time

Job summary

Lawrence Bank in Nashville, TN is seeking a Consumer Credit Underwriter to evaluate loan applications, analyze credit reports and financial documents, and determine risk in line with lending policies and regulations.

The role requires 1–3+ years in consumer loan underwriting, a relevant associate degree, strong analytical skills, and excellent customer service to explain decisions and collaborate with loan officers.

Qualifications

• 1–3+ years in consumer loan underwriting.

Responsibilities

• Review and analyze loan applications: credit reports, financial statements, tax returns and documentation.
• Evaluate creditworthiness by applying policy guidelines to manually underwritten loans.
• Make credit decisions: approve, counter-approve, or deny within policy and compliance.
• Ensure compliance with federal, state, and industry regulations; protect lender’s interests.
• Provide responsive customer service by explaining decisions and addressing inquiries.

Skills

Credit analysis

Policy application

Regulatory knowledge

Customer service

Financial statement review

Education

Associate or college degree in business, finance, accounting, management, or related field

Job description

Lawrence Bank in Nashville, TN is seeking a Consumer Credit Underwriter to evaluate loan applications, analyze credit reports and financial documents, and determine risk in line with lending policies and regulations.

The role requires 1–3+ years in consumer loan underwriting, a relevant associate degree, strong analytical skills, and excellent customer service to explain decisions and collaborate with loan officers.