Analyst - Working Capital & Trade Finance

Minority Professional Network, Inc.; New York (NY); Hybrid; USD 90,000 - 120,000; Full time

Job summary

MUFG in New York is seeking an Analyst for Working Capital & Trade Finance (WCTF). The role supports analysis, structuring, and execution across transactions, with exposure to risk management and client-service activities in a fast-paced environment.

You will work four days in office or at client sites and one day remote, collaborating with senior team members to evaluate opportunities, prepare materials, and monitor ongoing transactions within the Bank's risk framework.

Qualifications

• The HTML provides responsibilities and role context but no explicit required skills or education items.

Responsibilities

• Support the analysis, structuring, approval, implementation, and closing of new and existing WCTF transactions under senior guidance.
• Prepare accurate financial analyses, working capital assessments, pricing and ROE/RORA simulations, deal sheets, and screening materials.
• Assess transaction risks, structural considerations, and key assumptions; identify inconsistencies and escalate.
• Prepare term sheets, approval materials, presentations, implementation submissions, documentation inputs, and closing deliverables.
• Coordinate assigned workstreams, timelines, and follow-ups across internal stakeholders, escalating risks, delays, or unresolved items.
• Support client pitches, product proposals, peer analyses, and other marketing materials in partnership with senior Originators and Structurers.
• Research prospective clients, industries, and market developments to evaluate the applicability of WCTF solutions and inform transaction analysis.
• Participate in internal and external calls, prepare meeting materials and follow-up items, and support timely responses to Relationship Manager and client inquiries.
• Communicate pipeline and transaction updates for assigned opportunities clearly and accurately.
• Develop an understanding of client objectives, constraints, and transaction requirements while operating within the Bank's risk appetite.
• Perform responsibilities in accordance with applicable credit policies, regulatory requirements, KYC standards, internal controls, and the Bank's risk appetite.
• Support monitoring and reporting for assigned WCTF assets, including performance.

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long‑term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

The Analyst, Working Capital & Trade Finance (WCTF) role is a position focused on building the analytical, execution, risk management, and client‑support capabilities needed to contribute across origination, structuring, implementation, and transaction monitoring. The Analyst supports senior team members in evaluating and executing new and existing WCTF transactions while developing a strong understanding of the Bank's working capital solutions, internal processes, and control framework.

The role requires accuracy, accountability, intellectual curiosity, and effective collaboration in a fast‑paced environment. Analysts are expected to deliver high‑quality work with appropriate guidance, manage assigned responsibilities and competing priorities, raise questions and issues promptly, and assume greater ownership as their product knowledge, judgment, and execution capabilities develop.

Responsibilities:

Transaction Analysis, Structuring & Execution

• Support the analysis, structuring, approval, implementation, and closing of new and existing WCTF transactions under the guidance of senior team members.
• Prepare accurate financial analyses, working capital assessments, transaction economics, ROE/RORA simulations, pricing and obligor limit analyses, deal sheets, and screening materials.
• Assess transaction risks, structural considerations, and key assumptions; identify inconsistencies and escal@?
• Prepare term sheets, approval materials, presentations, implementation submissions, documentation inputs, and closing deliverables.
• Coordinate assigned workstreams, timelines, and follow‑ups across internal stakeholders, promptly escalating risks, delays, or unresolved items.

Origination & Client Support

• Support client pitches, product proposals, peer analyses, and other marketing materials in partnership with senior Originators and Structurers.
• Research prospective clients, industries, and market developments to evaluate the applicability of WCTF solutions and inform transaction analysis.
• Participate in internal and external calls, prepare meeting materials and follow‑up items, and support timely responses to Relationship Manager and client inquiries.
• Communicate pipeline and transaction updates for assigned opportunities clearly and accurately.
• Develop an understanding of client objectives, constraints, and transaction requirements while operating within the Bank's risk appetite.

Risk Management, Controls & Professional Accountability

• Perform responsibilities in accordance with applicable credit policies, regulatory requirements, KYC standards, internal controls, and the Bank's risk appetite.
• Support monitoring and reporting for assigned WCTF assets, including performance,