Analyst, Underwriter

CVSHealth; Hartford (CT); On-site; USD 56,867,000 - 128,914,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Paid time off

Retirement savings options

Wellness programs

Job summary

CVS Health is seeking an Underwriter to support Medicare Advantage opportunities. You will perform risk analysis, determine pricing implications, and prepare proposals under supervision.

The role emphasizes independent analytical thinking, precise communication, and collaboration with sales and management. The position offers full-time hours, base pay with CVS Health bonus eligibility, and access to comprehensive benefits.

Qualifications

• Experience in underwriting pricing methodologies and funding arrangements.
• Ability to analyze and think independently.
• Strong prioritization and multitasking in a fast-paced environment.
• Clear written and verbal communication skills.
• Experience using MS Office products.

Responsibilities

• Performs accurate analysis and risk assessment for new business group Medicare Advantage opportunities.
• Complexity of work increases as technical skills progress.
• Works with mentor/manager to recommend pricing and/or alternatives based on financial analysis, underwriting principals, and business strategy.
• Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate new business proposals.
• Applies underwriting guidelines and escalates underwriting exceptions/financial variances for their assigned cases to the appropriate level.
• Assists sales personnel in explaining strategy, rate development and communicating underwriting policy.
• Produces timely and accurate customer specific documents, deliverables and case related information.
• Assists department with projects or workgroups.
• May identify and support process improvement through automation or process change.

Skills

Analytical thinking

Underwriting pricing

Multi-tasking

Written communication

Verbal communication

Education

Bachelor's degree or equivalent experience

Tools

Microsoft Office

Job description

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.

Position Summary:

Underwriting directly helps our company achieve financial and strategic goals. As the financial professionals who identify and calculate risk, underwriters are charged with increasing revenues, earnings and membership while protecting the company from loss.

• Performs accurate analysis and risk assessment for new business group Medicare Advantage opportunities.
• Complexity of work increases as technical skills progress.
• Works with mentor/manager to recommend pricing and/or alternatives based on financial analysis, underwriting principals, and business strategy.
• Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate new business proposals.
• Applies underwriting guidelines and escalates underwriting exceptions/financial variances for their assigned cases to the appropriate level.
• Assists sales personnel in explaining strategy, rate development and communicating underwriting policy.
• Produces timely and accurate customer specific documents, deliverables and case related information.
• Assists department with projects or workgroups.
• May identify and support process improvement through automation or process change.

#AetnaUW

Required Qualifications:

• 1+ years of experience in underwriting pricing methodologies and funding arrangements.
• Demonstrated ability to utilize analytical and independent thinking skills.
• Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
• Experience providing clear and concise written and verbal communications.
• Experience working with standard Microsoft Office products.

Education:

• Bachelor's degree or equivalent experience.

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

The typical pay range for this role is:

$21.10 - $44.99

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This full‑time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.

Additional details about available benefits are provided during the application process and on Benefits Moments.

We anticipate the application window for this opening will close on: 08/21/2026

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.