Analyst, Transaction Management - Residential Loan Trading & New Issue RMBS Securitization

Citigroup; New York (NY); On-site; USD 110,000 - 125,000; Full time

Job summary

Citigroup's Non-Agency Residential Mortgage Transaction Management Group in New York is seeking an Analyst to support loan trading, securitization, and data analysis. You will engage in due diligence, contract negotiations, and trade execution support while building exposure to deal structuring and collateral review.

The role requires a finance-related Bachelor's degree, strong communication, and the ability to manage multiple priorities in a fast-paced environment.

Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field.
• 0-2 years of relevant experience preferred.
• Strong analytical and quantitative skills, with proficiency in Excel (VBA/SQL a plus).
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Strong attention to detail, particularly in data analysis and documentation review.
• Interest in residential mortgage markets, structured products, and fixed income.

Responsibilities

• Support loan trading and new issue securitization functions.
• Assist with due diligence coordination and review for loan trades and securitized transactions.
• Support contract negotiations for loan sale/purchase agreements and securitization transactions.
• Assist traders with bid lists, pricing analysis, and settlement coordination for whole loan trades.
• Conduct loan- and pool-level data analytics to support pricing and securitization structuring.
• Contribute to deal structuring, collateral review, and execution of securitized issuances.

Skills

Analytical skills

Quantitative skills

Excel VBA/SQL

Communication skills

Multitasking

Attention to detail

Mortgage markets interest

Experience: 0-2 years

Education

Bachelor's degree in Finance, Economics, Business, or a related field

Job description

Business Overview

Citigroup's Non-Agency Residential Mortgage Transaction Management Group, a unit within Spread Products, is seeking to add an Analyst to its existing team. The broader business focuses on loan trading and new issue securitizations of non-agency residential mortgage assets, serving institutional clients across the residential credit ecosystem. The desk touches a wide range of non-agency asset classes, including:

• New origination prime and near-prime loans
• HELOC and closed-end second mortgage loans
• Non-QM and DSCR mortgage loans
• Seasoned performing, re-performing, and non-performing loans

Role Overview

The Analyst will support the loan trading and new issue securitization functions of the business, gaining direct exposure to:

• Due diligence - Both pre- and post-settlement diligence coordination and review for loan trades and securitized transactions
• Contract negotiations - Supporting documentation and terms for loan sale/purchase agreements and securitization transactions
• Trade execution support - Assisting traders with bid lists, pricing analysis, and settlement coordination for whole loan trades
• Data analytics - Loan-level and pool-level analysis to support trade pricing, bid evaluation, and securitization structuring
• New issue securitization support - Assisting with deal structuring, collateral review, and execution of securitized product issuances

Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field
• Strong analytical and quantitative skills, with proficiency in Excel (VBA/SQL a plus)
• Excellent written and verbal communication skills
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment
• Strong attention to detail, particularly in data analysis and documentation review
• Interest in residential mortgage markets, structured products, and fixed income
• 0-2 years of relevant experience (internship or full-time) preferred

Location & Salary

Primary Location: New York New York United States

Time Type: Full time

Primary Location Full Time Salary Range: $110,000.00 - $125,000.00

Benefits

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Other Information

Anticipated Posting Close Date: Nov 04, 2026

Equal Opportunity

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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