Analyst, Financial Intelligence Unit

CFSB; New York (NY); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Community Federal Savings Bank (CFSB) in New York City is seeking an FIU Analyst to join the Financial Intelligence Unit within the Compliance department. The role involves reviewing alerts, analyzing transactional activity, and documenting findings to determine dispositions.

The position offers remote work in 24 select states or a hybrid arrangement for the NYC Metro area, with rolling applications and ongoing hiring needs. Training will cover AML/BSA requirements and regulatory expectations.

Qualifications

• Ability to learn AML/BSA requirements and SAR processes through training and experience.
• Ability to review transaction and customer information and document findings clearly.
• Strong attention to detail and deadline-driven workload management.
• Proficiency in MS Office and familiarity with case management systems is a plus.
• Analytical, organizational, research, and problem-solving skills.

Responsibilities

• Review transaction monitoring alerts and referrals in accordance with procedures and timelines.
• Analyze transactional activity, customer profiles, and account history for risk indicators.
• Prepare clear, complete review documentation and case narratives.
• Recommend dispositions and escalate matters requiring further review.
• Collaborate with FIU colleagues and seek guidance from leadership when needed.
• Identify trends and potential process concerns for FIU management.
• Develop knowledge of AML/BSA regulatory requirements through training and practice.
• Assist with special FIU projects and priorities.

Skills

AML/BSA knowledge

Analytical skills

Attention to detail

MS Office proficiency

Communication skills

Education

Bachelor's degree in Business, Finance, Accounting, Criminal Justice, Risk Management, Compliance, or related field

Tools

MS Office Suite

Case management systems

Job description

Position Summary

Community Federal Savings Bank (CFSB), located in New York City, is seeking an FIU Analyst to join our Financial Intelligence Unit (FIU) in the Compliance department. CFSB offers a full range of banking services, including ACH settlement services, pre-paid card issuance, and retail banking. In addition to serving our general customer base, we also service various types of money service businesses and FinTech companies.

This individual will be responsible for performing financial intelligence reviews involving potentially unusual or suspicious activity across the Bank’s products, customers, and partner programs. Under established procedures and appropriate guidance, the FIU Analyst will review alerts and referrals, analyze transactional activity and customer information, conduct relevant internal and external research, document findings, recommend appropriate dispositions, and elevate matters requiring further investigation or consideration. The FIU Analyst will contribute to timely, accurate, and consistent FIU reviews and documentation.

The role is fully remote in 24 select states or hybrid for those located in the NYC Metro area. This position supports ongoing hiring needs and may remain posted on a continuous basis. Applications will be reviewed on a rolling basis, and candidates may be considered for current or future openings.

Key Responsibilities

• Review assigned transaction monitoring alerts, internal or external referrals, and other FIU work items in accordance with established procedures and timelines.
• Review transactional activity, customer profiles, account history, prior investigations and filings, and relevant internal and external research to identify potential financial crime risk indicators and unusual patterns.
• Prepare clear, complete, and accurate review documentation and case narratives that summarize activity reviewed, research performed, findings, and rationale.
• Recommend alert or case dispositions based on available information and established guidance and promptly elevate potential suspicious activity or other matters requiring additional review.
• Manage assigned work items and priorities to meet review deadlines and quality expectations.
• Collaborate with FIU colleagues and seek guidance from experienced investigators or FIU leadership when questions or complex matters arise.
• Identify and communicate observed trends, recurring issues, and potential process concerns to FIU management.
• Develop knowledge of AML/BSA regulatory requirements, financial crime risks, enforcement trends, and relevant typologies through training and practical experience.
• Assist with special projects and other FIU priorities, as assigned.

Knowledge, Skills, And Abilities

• Ability and willingness to learn and apply AML/BSA requirements, financial crime concepts, suspicious activity monitoring processes, and SAR requirements through training and practical experience.
• Ability to review transactional and customer information, recognize relevant risk indicators or unusual patterns, and document findings clearly.
• Strong attention to detail, willingness to learn, and ability to manage a deadline-driven workload while following established procedures.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint) or related software; familiarity with transaction monitoring or case management systems is a plus.
• Analytical, organizational, research, and problem-solving skills.
• Clear verbal and written communication skills, with the ability to summarize research and findings in a concise, organized manner.
• Ability to follow procedures, work collaboratively, manage assigned tasks, and seek guidance when needed.

Education, Training, And Experience

• Bachelor's degree in Business, Finance, Accounting, Criminal Justice, Risk Management, Compliance, or a related field; or equivalent education and work experience.
• Entry-level position; prior professional experience in financial crimes compliance or investigations is not required. Relevant internship, coursework, or experience in banking, payments, fraud, compliance, investigations, data analysis, or research is preferred.
• No prior AML/BSA, financial crime, transaction monitoring, or investigative experience is required; role-specific knowledge will be provided through training.
• Interest in learning about banking operations, payment services, fintech partnerships, and the broader financial services ecosystem.
• Interest in pursuing a relevant professional certification such as CAMS or CFE is a plus but not required.
• Interest in developing knowledge of financial services industry risks, fraud and money laundering typologies, applicable regulations, fintech partnerships, and payment systems.

About Community Federal Savings Bank (CFSB)

Community Federal Savings Bank (CFSB) is a federally chartered bank founded in 2001 and headquartered in New York City. CFSB has focused on providing superior service and added value to clients though a solid understanding of relationship banking. We offer a full range of services, including loans, bill payments, card services, internet banking, and merchant processing.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.