Analyst, Cap. Mkt. T & Ex

Angel Oak Capital Advisors, LLC; Atlanta, Northern (GA, KY); Hybrid; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Comprehensive benefits

401(k) retirement plan

Hybrid work flexibility

Job summary

Angel Oak Mortgage Solutions is seeking an Analyst, Capital Markets Trading & Execution to support our lock desk and capital markets operations in Atlanta. You will analyze data, execute lock and pricing activity, coordinate investor delivery, and collaborate with teams to move loans smoothly.

The role emphasizes accurate lock execution, pipeline visibility, and delivering reporting insights to support business decisions in a fast-paced environment.

Qualifications

• Bachelor’s degree in business, Finance, Economics, Accounting, or related field (or equivalent experience).
• 1–3 years in mortgage banking, secondary marketing, capital markets, lock desk operations, or related field preferred.
• Advanced Excel skills: Pivot Tables, XLOOKUP/VLOOKUP, formulas, data analysis.

Responsibilities

• Execute and maintain rate locks, extensions, relocks, cancellations, and lock modifications with accuracy.
• Review lock requests against guidelines and investor requirements.
• Maintain and reconcile lock, commitment, and delivery data in systems.

Skills

Advanced Excel

Data analysis

Pivot Tables

Education

Bachelor’s degree in Finance/Business/Economics/Accounting

Tools

Encompass

Job description

Job DetailsJob Location: 980 HAMMOND DR - ATLANTA, GA 30328Job Category: Angel Oak Mortgage Solutions

Analyst, Capital Markets Trading & Execution

Angel Oak Mortgage Solutions is looking for a driven Analyst, Capital Markets Trading & Execution to help power our Capital Markets and Lock Desk operations. In this role, you will analyze data, execute lock and pricing activity, coordinate investor delivery, and partner across teams to keep loans moving accurately, efficiently, and on schedule.

Position Summary

The Analyst, Capital Markets Trading & Execution plays an important role in driving accurate lock execution, strengthening pipeline visibility, coordinating investor commitments, and delivering reporting insights that support informed business decisions.

Working closely with internal partners and investors, the Analyst will help accelerate pricing, lock, allocation, and delivery activities while supporting compliance with company and investor requirements.

Key Responsibilities

• Execute and maintain rate locks, extensions, relocks, cancellations, and lock modifications with accuracy and urgency.
• Review and validate lock requests against company guidelines and investor requirements.
• Maintain and reconcile lock, commitment, and delivery data within company systems.
• Collaborate with Production, Underwriting, Closing, Post-Closing, and investors to resolve pricing, delivery, and purchase-related issues.
• Monitor lock expirations, commitment deadlines, pipeline activity, and investor requirements to keep execution on track.
• Coordinate investor allocations, loan delivery, and post-purchase follow-up activities.
• Build and maintain reporting on lock activity, pipeline performance, investor allocations, and loan delivery metrics.
• Analyze pipeline trends, fallout activity, and operational results to identify insights and support business objectives.
• Leverage Excel and reporting tools to perform reconciliations, strengthen data analysis, and improve process reporting.
• Support investor onboarding, refresh documentation, and contribute to continuous process improvements.
• Deliver responsive, accurate, and service-focused support to internal partners and investors.

Qualifications

• Bachelor’s degree in business, Finance, Economics, Accounting, or a related field, or equivalent professional experience.
• One to three years of experience in mortgage banking, secondary marketing, capital markets, lock desk operations, or a related field preferred.
• Advanced Microsoft Excel skills, including Pivot Tables, XLOOKUP/VLOOKUP, formulas, and data analysis.
• Experience with Encompass or a comparable mortgage loan origination system; experience preferred.
• Demonstrate strong analytical, organizational, and problem-solving capabilities.
• Communicate clearly and professionally in writing and verbally.
• Balance multiple priorities in a fast-paced environment while maintaining exceptional attention to detail.

What We Offer

• Competitive pay designed to recognize your skills, experience, and contributions.
• A comprehensive benefits package that supports your health, financial well-being, and work-life balance.
• 401(k) retirement savings plan to help you plan for the future.
• Wellness-focused resources and programs that encourage employees to take care of themselves personally and professionally.
• A strong employee culture built on collaboration, accountability, service, and continuous improvement.
• Hybrid work flexibility that supports both in-office connection and focused independent work.

Equal Employment Opportunity Statement

Angel Oak Mortgage Solutions is an Equal Employment Opportunity employer.

We are committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, veteran status, sexual orientation, gender identity, or any other characteristic protected by applicable federal, state, or local law.

Employment decisions are based on qualifications, merit, business needs, and applicable job-related criteria.