Licensed Mortgage Professional

Angel Oak Companies; Atlanta (GA); On-site; USD 60,000 - 120,000; Full time

Job summary

Angel Oak Mortgage Solutions LLC in Atlanta, GA is seeking a Mortgage Loan Originator to originate new loan applications using company leads, aiming to meet individual sales and profitability goals and to produce high-quality loans that comply with investor guidelines.

You will register with SAFE Act and handle interviews to analyze financial data, recommend loan products, and ensure processing and closing steps comply with federal and state regulations.

Qualifications

• NMLS License Required under the SAFE Act of 2008.
• 2 years of experience in loan origination or Loan Officer Assistance.
• Knowledge of conventional and/or government guidelines.
• Knowledge of processing, underwriting and/or closing procedures and federal lending regulations.
• Strong written and verbal communication skills.

Responsibilities

• Interviews borrowers to analyze financial and credit data and advise on financing options.
• Determine borrower objectives and recommend appropriate loan products.
• Prepare and process forms and documents for residential loans and ensure compliance.
• Negotiate terms and conditions with applicants.
• Meet production goals and adhere to regulatory guidelines.

Skills

Sales skills

Strong communication

Customer service

Teamwork

Self-motivated

High energy

Organized

Job description

Job Details
Job Location: Angel Oak Mortgage Solutions LLC - Atlanta, GA 30328
Job Category: Angel Oak Mortgage Solutions

Overview

This qualified individual will, using company-provided leads, be responsible for originating new loan applications and achieving individual sales and profitability goals. Additionally, you will produce high quality loans which meet investor guidelines while providing excellent customer service and will meet minimum production goals set forth by the company and/or Branch Manager.

Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Principal Accountabilities

• Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine financing objectives, gives advice to borrowers about product/pricing policies and guidelines and gather any additional required information.
• Determines borrower financing objectives and goals; assess the correct loan options for the borrower based upon the borrower’s present situation, future plans, and advise the borrower of the preferred loan product.
• Ensures the preparation and processing of forms and legal documents required for residential loans and follows the loans to ensure compliance with terms. Negotiates terms and conditions with applicants.
• Adhere to all federal and state compliance guidelines relative to the position.
• Achieves or exceeds production goals as established.

Qualifications

• NMLS License Required under the terms of the S.A.F.E. Act of 2008.
• 2 years of experience in loan origination or Loan Officer Assistance.
• Knowledge of conventional and/or government guidelines.
• Knowledge of processing, underwriting and/or closing procedures/federal lending regulations governing real estate lending.
• Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
• Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry.
• Ability to effectively and efficiently handle multiple, simultaneous, and complex tasks and projects.
• Strong written and verbal communication skills.
• Teamwork and customer service skills a must.
• Self-motivated and highly organized.
• High energy/high ethics.