AML Sr. Investigator I - Sanctions Escalations

Capital One; Wilmington (DE); Hybrid; USD 74,000 - 85,000; Full time

Job summary

Capital One is seeking an AML Sr. Investigator I on the Sanctions Escalations team to assess complex sanctions alerts, document decisions, and support compliance initiatives across lines of business.

The role partners with senior advisors, performs regulatory reporting, and helps maintain the Compliance Risk Management Framework while building expertise in sanctions laws and regulations. This is a full-time role with opportunities to contribute to controls testing and data analysis.

Qualifications

• High School Diploma or equivalent
• 1+ year sanctions/AML/compliance/investigative experience
• 1+ year experience with MS Office or Google Suite

Responsibilities

• Reviewing and decisioning complex sanctions alerts
• Document alert decisioning clearly and thoroughly
• Assist in regulatory reporting
• Support lines of business in applying sanctions compliance requirements
• Participate in controls testing and sanctions-related validations
• Develop understanding of the Compliance Risk Management Framework and sanctions laws
• Assist in capturing, maintaining, and analyzing sanctions data
• Support more senior advisors on projects and reporting activities

Skills

Analytical thinking

Documentation

Regulatory reporting

Education

Bachelor's degree in Criminal Justice or related field

Tools

MS Office / Google Suite

Job description

AML Sr. Investigator I - Sanctions Escalations

The AML Sr. Investigator I on the Sanctions Escalations team performs a key risk management role (second line of defense) to help ensure corporate initiatives and lines of business processes comply with applicable sanctions laws and regulations. While working within the Compliance Management Program framework, the AML Sr. Investigator I is responsible for decisioning complex sanctions alerts, delivering quality results, and executing or participating in corporate processes.

Responsibilities

• Reviewing, decisioning complex sanctions alerts

• Accurately documenting alert decisioning and delivering high quality results

• Assisting in relevant regulatory reporting

• Working with senior advisors to support lines of business in the application of sanctions compliance requirements, such as remediation/corrective action of compliance breakdowns

• Participating in targeted validations on controls over applicable regulations and sanctions compliance testing

• Developing understanding of Compliance Risk Management Framework and applicable sanctions laws and regulations

• Assisting in capturing, maintaining, and analyzing sanctions compliance data

• Participating in projects through providing support to more senior advisors

• Participating in reporting activities in a support role

Basic Qualifications

• High School Diploma, GED or equivalent certification

• At least 1 year of sanctions experience, or Anti-Money Laundering (AML) experience, or investigative experience, or compliance experience.

• At least 1 year of experience with Microsoft Office or Google Suite

Preferred Qualifications

• 3+ years sanctions experience, or investigative experience, or compliance experience

• Bachelor's degree in Criminal Justice, or Fraud Prevention or Homeland Security

• 3+ years of experience in an Anti-Money Laundering capacity

• 3+ years of experience in the Financial Services industry

Work From Home Technology Requirements

A secure home office environment that is free from background noise and distractions

A reliable private internet connection that is not supplied by use cellular data (hot spot)

Cable or fiber connections are preferred

Internet service download speeds must be at least 5 mbps, with 10+ mbps preferred - check your download speed using a speed test. A sample one can be found here. To test your home internet from your personal computer at home, type www.speedtest.net into the web browser of your personal computer.

Sustained ability to maintain latency less than 250 ms in voice calls is required

Hard wired connectivity is preferred, any use of wireless connectivity must be Private (non-public) and password protected through WPA2-PSK (AES) encryption. If you have any questions about your encryption, please consult with your internet provider

A private network is password protected where you have ownership or line of site to every device on the network

Capital One reserves the right to request proof of internet provider, speed and service package from the associate

Requirements are subject to change, as new systems and technology are delivered. Capital One reserves the right to modify internet service requirements with sixty (60) days notice.

Work from Home Living Requirements

Candidates must live within approximately 50 miles driving distance of one of the hub locations based in Wilmington, DE / Richmond, VA / Plano, TX / Chicago, IL / Mclean, VA/ and be comfortable coming in person whenever required with no less than 24 hours notice.

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer)

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $74,200 - $84,700 for AML Sr. Investigator I

McLean, VA: $81,700 - $93,300 for AML Sr. Investigator I

Plano, TX: $74,200 - $84,700 for AML Sr. Investigator I

Richmond, VA: $74,200 - $84,700 for AML Sr. Investigator I

Wilmington, DE: $74,200 - $84,700 for AML Sr. Investigator I

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).