AML Specialist

Nubank; United States; On-site; USD 18,000 - 30,000; Full time

Benefits offered by this job

Equity

Extended leaves

Health insurance

Mental health program

Learning platform

Language learning

15 vacation days

Gym partnership

Work-from-home allowance

Relocation assistance

Job summary

Nu is seeking an AML Specialist to join the FinCrime team in Bogota, Colombia. You will monitor AML processes, review alerts, and help design controls to mitigate ML/TF risks while ensuring regulatory alignment with SARLAFT.

Hybrid work model (2-3 days in the office) with a benefits package including equity, health insurance, learning resources, and relocation support.

Qualifications

• 5-7 years experience in AML Risk Management.
• Strong knowledge of SARLAFT regulations (150 hours).
• Proven ability to analyze alerts and report suspicious activity.
• Proficient in communicating with multiple stakeholders.

Responsibilities

• Deliver AML core metrics to senior leadership.
• Coordinate with AML Analytics and AML Operations teams.
• Update risk matrix with Governance team alignment.
• Ensure regulatory reporting timelines and SAR quality.
• Provide recommendations on filing suspicious activity reports.
• Design data quality controls and coordinate solutions with stakeholders.

Skills

AML Risk Mgmt

SARLAFT Knowledge

Alert Analysis

Stakeholder Comm

Team Collaboration

Regulatory Awareness

Job description

AML Specialist

About Us

Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building.

Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human.

Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page Careers at Nu - Join our team!

About the Role

The FinCrime Team has a very special role in our mission: support the company’s growth by identifying the money laundering and terrorist financing (ML/TF) risks that Nubank faces in Colombia, designing and implementing controls to protect Nu Colombia from such risks. The Financial Crime team is in charge of shielding Nu to comply with regulations and mitigate the risks associated with illegal activities.

Responsibilities

• Deliver timely and comprehensive AML core metrics to senior leadership, enabling informed decision-making.
• Coordinate with the AML Analytics and AML Operations teams to review and critically assess AML monitoring and analysis processes
• Collaborate with the AML Governance team on updates to the risk matrix, in alignment with the SFC’s guidelines and recommended methodology.
• Ensure adherence to regulatory timeframes and report quality, while driving continuous process improvements in suspicious activity reporting.
• Review and provide well-founded recommendations on the filing of suspicious activity reports.
• Design and review data quality controls to identify early warning signs and coordinate solutions with different stakeholders.

Qualifications

• 5-7 years experience in AML Risk Management.
• Strong and certified Knowledge of SARLAFT regulation. (At least 150 hours)
• Proven and robust experience with analyzing alerts and reporting suspicious operations
• Experience with data quality is a plus.
• Knowledge of analytical processes (Experience in analytics and designing AML alert systems)
• English Level - Fluent / Upper intermediate
• Great business judgment and ability (and interest) to make, both, strategic and operational decisions.
• Ability to work as a team and negotiate with different third parties.
• Knowledge of testing compliance processes.
• Good communication skills and ability to deal with different types of stakeholders

Location & Work Model

• Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration.
• This position is based in Bogota, Colombia

Benefits

• Chance of earning equity at Nu
• Extended maternity and paternity leaves
• Health and life insurance
• NuCare - Our mental health and wellness assistance program
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• Vacations of 15 workdays
• Gym partnership
• Work-from-home Allowance
• Parental Consultancy
• Relocation Assistance Package, if applicable