AML & OFAC Specialist — Hybrid, Equity + Relocation Aid

Nubank; Miami (FL); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Equity eligibility

Medical Insurance

Dental and Vision Insurance

Life Insurance & AD&D

401K & Saving Plans

Work-from-home Allowance

Relocation Assistance

Job summary

Nubank in Miami, FL seeks an AML & OFAC Specialist to strengthen the US AML/CFT program within the Global FinCrime Risk Department. You will assess internal controls, calibrate rules, and oversee sanctions compliance while coordinating across analytics, compliance, and external partners.

Role requires 5+ years in AML/sanctions or risk, plus experience with KYC investigations in fintech. Relocation to Miami is expected; bilingual skills are a plus.

Qualifications

• A Bachelor's, Master's, or Law degree is required in a discipline such as Business Administration, Accounting, Economics, Engineering, Finance, Information Technology, or a Risk Management-related field.
• Minimum of 5 years of professional experience, ideally within AML, Sanctions, Business analytics, Risk Management, or other control functions.
• Prior experience in monitoring/testing or quality control roles in AML, Audit or Risk.
• Prior AML and or KYC investigations experience in the digital asset, payments, and/or Fintech space.
• Previous experience collaborating with global teams.

Responsibilities

• Provide advisory to the 1LOD and internal stakeholders on AML/CFT/OFAC program requirements and policies.
• Assist with updating governing documentation and procedures to ensure accuracy and defensibility.
• Perform risk-based QC and QA testing of AML and Sanctions controls with documentation of findings.
• Conduct testing of thresholds, match logic, and detection rules including ATL/BTL testing and model updates.
• Monitor transaction monitoring tools and sanctions screening; perform BSA tasks as needed.
• Assist with implementation of new transaction monitoring system and calibration of rules.
• Maintain up-to-date model documentation and testing records for AML Governance.
• Assist with AML and sanctions review of vendor assessments.
• Execute data reconciliation checks between core banking systems and compliance apps; document exceptions.
• Maintain audit-ready logs, evidence repositories, and dashboards for management/regulatory review.
• Collaborate with AML analytics, 1LOD, Compliance and external vendors for updates and improvements.
• Develop monitoring and testing plans aligned with Global Program requirements.
• Assist with ad hoc requests from Partner Bank and international projects.

Skills

Analytical thinking

Communication

Portuguese/Spanish language

AI interest & coding

Willingness to relocate

Education

Bachelor's/Master's/Law degree in business, economics, engineering, IT, finance, or risk management

Tools

SQL

Python

Scala

Job description

Nubank in Miami, FL seeks an AML & OFAC Specialist to strengthen the US AML/CFT program within the Global FinCrime Risk Department. You will assess internal controls, calibrate rules, and oversee sanctions compliance while coordinating across analytics, compliance, and external partners.

Role requires 5+ years in AML/sanctions or risk, plus experience with KYC investigations in fintech. Relocation to Miami is expected; bilingual skills are a plus.