Remote Sanctions Investigations & AML/CFT Lead

First Citizens Bank; Sacramento (CA); Remote; USD 97,000 - 150,000; Full time

Job summary

First Citizens Bank is seeking a remote Sanctions Investigations AML/CFT Compliance Officer to enhance the bank's FIU sanctions program. The role includes conducting complex investigations, performing L3 transaction reviews, and advising on sanctions risk mitigation across business units.

You will stay current with OFAC regulations, lead regulatory research, and provide expert guidance to FIU teams while collaborating with related groups to ensure compliant processes and timely reporting.

Qualifications

• Minimum 4 years' AML/CFT compliance or investigations experience with a bachelor's degree.
• Strong knowledge of BSA/AML regulations, OFAC, KYC and related requirements.
• Experience with AML/CFT software, data analytics tools, and case management systems.

Responsibilities

• Develops and executes the sanctions investigations program and supports regulatory compliance.
• Manages investigations, L3 transaction reviews, and enhanced due diligence for higher risk clients.
• Tests sanctions policies and procedures to ensure effective controls and identify issues.
• Sources and interprets data for reporting and management review.
• Keeps up-to-date on sanctions laws, regulations, and provides training materials to FIU team.

Skills

AML/CFT regulatory knowledge

Investigative techniques

Data analysis and interpretation

Quality assurance methodologies

Risk assessment and mitigation

Financial crime risk awareness

Reporting and documentation

Compliance program management

Training and development

Education

Bachelor's Degree

High School Diploma or GED/Equivalent

Tools

AML/CFT software

Data analytics tools

Case management systems

Job description

First Citizens Bank is seeking a remote Sanctions Investigations AML/CFT Compliance Officer to enhance the bank's FIU sanctions program. The role includes conducting complex investigations, performing L3 transaction reviews, and advising on sanctions risk mitigation across business units.

You will stay current with OFAC regulations, lead regulatory research, and provide expert guidance to FIU teams while collaborating with related groups to ensure compliant processes and timely reporting.