AML/Fraud Analyst I

Central Payments, LLC; Sioux Falls, Northern (SD, KY); Hybrid; USD 55,000 - 80,000; Full time

Benefits offered by this job

Hybrid work environment

Growth opportunities

Supportive team culture

Job summary

Central Payments is seeking an AML/Fraud Analyst I to help detect suspicious activity and support a strong compliance culture in fintech. You will investigate alerts, analyze transactions, and collaborate with teams to prevent fraud.

The role emphasizes detailed documentation and process improvements in a hybrid, professional environment. Ideal candidates bring an associate degree and interest in financial crime prevention, with familiarity in AML tools and regulatory requirements.

Qualifications

• Associate degree in Criminal Justice, Business Administration, Finance, Management, or a related field preferred.
• Previous experience in fraud prevention, banking, financial services, compliance, investigations, or customer service is helpful but not required.
• Familiarity with AML regulations, fraud detection tools, or financial transaction monitoring is a plus.
• Ability to learn and effectively utilize AML monitoring systems and investigative tools.

Responsibilities

• Investigate alerts generated by AML monitoring systems and analyze transaction activity to determine actions and escalations.
• Review OFAC alerts and escalation findings in accordance with procedures.
• Process compromised card notifications from applicable payment networks.
• Conduct detailed account and transaction reviews to identify fraud and money laundering risks.
• Document investigations, findings, and actions to support audit and regulatory requirements.
• Collaborate with AML and Fraud teams to strengthen prevention and detection efforts.
• Analyze trends and utilize reports to identify emerging risks and recommend process improvements.
• Conduct cardholder interview calls as needed to support investigations.
• Assist with additional compliance and fraud prevention initiatives as assigned.

Skills

Analytical skills

Attention to detail

Organizational skills

Time management

Critical thinking

Communication

Team collaboration

Education

Associate degree in Criminal Justice, Business Administration, Finance, Management, or a related field

Tools

Microsoft Excel

Microsoft Word

Microsoft Access

Microsoft PowerPoint

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Professional Sioux Falls, SD, US

30+ days ago Requisition ID: 1102

Do you are have a sharp eye for detail and a passion for protecting customers and businesses from financial crime? Join Central Payments as an AML/Fraud Analyst I, where you'll play a key role in detecting suspicious activity, preventing fraud, and supporting a strong culture of compliance within a growing fintech organization.

What You'll Do

• Investigate alerts generated by AML monitoring systems and analyze transaction activity to determine appropriate actions and escalations
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• Review OFAC alerts and escalation findings in accordance with established procedures
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• Process compromised card notifications received from applicable payment networks
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• Conduct detailed account and transaction reviews to identify potential fraud and money laundering risks
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• Document investigations, findings, and actions thoroughly to support audit and regulatory requirements
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• Collaborate with AML and Fraud team members to strengthen fraud prevention and detection efforts
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• Analyze trends and utilize reports to identify emerging risks and recommend process improvements
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• Conduct cardholder interview calls as needed to support investigations and resolve potential fraud concerns
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• Assist with additional compliance and fraud prevention initiatives as assigned

Why You Should Join Us

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• Make a meaningful impact by helping protect customers and the payments ecosystem from fraud and financial crime
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• Gain valuable experience in fraud prevention, AML compliance, and financial investigations within the fintech industry
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• Work alongside experienced professionals in a collaborative and supportive environment
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• Build your skills through ongoing learning and professional development opportunities

What You Bring

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• Strong analytical and investigative skills with the ability to identify patterns and assess risk
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• Excellent attention to detail and commitment to accuracy
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• Strong organizational and time management skills with the ability to prioritize multiple responsibilities
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• Critical thinking and problem-solving abilities in a fast-paced environment
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• Effective written and verbal communication skills
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• Proficiency with Microsoft Office applications, including Excel, Word, Access, and PowerPoint
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• Ability to work collaboratively across teams while maintaining confidentiality and professionalism
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• Interest in financial crime prevention, regulatory compliance, and fraud investigations

Qualifications

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• Associate degree in Criminal Justice, Business Administration, Finance, Management, or a related field preferred
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• Previous experience in fraud prevention, banking, financial services, compliance, investigations, or customer service is helpful but not required
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• Familiarity with AML regulations, fraud detection tools, or financial transaction monitoring is a plus
\u003
• Ability to learn and effectively utilize AML monitoring systems and investigative tools

What We Offer

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• A hybrid work environment with flexibility
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• Opportunities for professional growth and development
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• A supportive team culture where your voice is heard