AML Compliance - Senior Analyst

Santander Private Banking International; Miami (FL); On-site; USD 56,000 - 100,000; Full time

Job summary

Santander Private Banking International is seeking an AML Compliance Senior Analyst in the United States to assist in identifying atypical transactions and customer behavior through transaction analyses and monitoring. You will support the Transaction Monitoring Unit Manager with special projects and ensure compliance with the Bank Secrecy Act, reporting to the AML Compliance Manager.

The role requires 3+ years in compliance within financial services, strong analytical skills, and proficiency in

Qualifications

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required
• 3+ Years Compliance, Legal, Regulatory, or Financial Services. - Required.
• Demonstrated practical and theoretical knowledge of risk and compliance principles, concepts and policies.
• Advanced quantitative capabilities and analytical skills, including an investigative mindset.
• Ability to analyze risk data and provide recommendations and/or resolutions to mitigate risk scenarios.
• Ability to summarize, document, and communicate information in a clear and concise manner.
• Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner.
• Ability to stay abreast of industry best practices, procedures, and techniques.
• Ability to work independently as well as collaboratively within a team environment.
• Ability to build and foster internal relationships.
• Ability to function in deadline intensive environment, managing multiple responsibilities while effectively focusing on priority issues.
• Ability to maintain strict confidentiality.
• Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills.
• Excellent analytical, communication, presentation, organizational and problem solving skills.
• Strong problem solving and critical thinking skills.
• Strong verbal and written communication skills in English and Spanish preferred.
• Strong communication, interpersonal and negotiation skills.

Responsibilities

• Identify potentially atypical transactions and customer behavior.
• Perform transaction analyses and ongoing monitoring.
• Assist the Transaction Monitoring Unit Manager with special projects as needed.
• Support the Bank's anti-money laundering program and acts within the Bank Secrecy Act requirements.

Skills

Analytical skills

Communication skills

Problem solving

Attention to detail

MS Office

Bilingual English/Spanish

Independent work

Education

Bachelor’s Degree

Tools

MS Office Suite

Job description

It Starts With You:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Country: United States of America

The Difference You Make:

The AML Compliance Senior Analyst will assist in identifying potentially atypical transactions and customer behavior by performing transaction analyses, ongoing monitoring, and third-party negative media searches as necessary throughout the disposition of alerts generated by the Bank’s transaction monitoring system. The AML Compliance Senior Analyst will assist the Transaction Monitoring Unit Manager with special projects relative to transaction monitoring as needed. The AML Compliance Senior Analyst reports to the AML Compliance Manager.

What You Bring:

• Uses logic and intuition to make inferences about the meaning of the data and arrive at conclusions.
• Approaches a situation or problem by defining the problem or issue and determining its significance.
• Identifies the major forces, events and people impacting and impacted by the situation at hand.
• Applies recommended methodology to conduct money laundering investigations.
• Implements basic anti-money laundering tools and techniques.
• Assists in implementing the Bank Secrecy Act within the organization.
• Performs due diligence to verify customer identities when suspicious activities have been detected.
• Participates in and supports activities for the anti-money laundering team.
• Adheres to related standards and procedures to implement and maintain industrial automation systems or processes.
• Works with the basic operation and implementation of industrial automation systems or processes in a certain production line.
• Checks daily performance of industrial automation systems/processes, reports unusual situations.
• Helps debug malfunctions and failures of industrial automation systems or processes.
• Regulates control loops, conditions and parameters of a specific industrial automation system or process.
• Identifies and exploits own strengths; solicits support from others to minimize limitations.
• Seeks out advice, help, and information when needed to accomplish responsibilities.
• Strives for excellence in performance by surpassing established standards.
• Finds or creates ways to measure performance against goals.
• Adjusts to new or changing assignments, processes, people, and priorities as business need dictates.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• 3+ Years Compliance, Legal, Regulatory, or Financial Services. - Required.
• Demonstrated practical and theoretical knowledge of risk and compliance principles, concepts and policies.
• Advanced quantitative capabilities and analytical skills, including an investigative mindset.
• Ability to analyze risk data and provide recommendations and/or resolutions to mitigate risk scenarios.
• Ability to summarize, document, and communicate information in a clear and concise manner.
• Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner.
• Ability to stay abreast of industry best practices, procedures, and techniques.
• Ability to work independently as well as collaboratively within a team environment.
• Ability to build and foster internal relationships.
• Ability to function in deadline intensive environment, managing multiple responsibilities while effectively focusing on priority issues.
• Ability to maintain strict confidentiality.
• Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills.
• Excellent analytical, communication, presentation, organizational and problem solving skills.
• Strong problem solving and critical thinking skills.
• Strong verbal and written communication skills in English and Spanish preferred.
• Strong communication, interpersonal and negotiation skills.

Certifications:

• AML Certifications, preferred

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum: $56,250.00 USD

Maximum: $100,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [e-mail] to discuss your needs.