AML Compliance Analyst: Risk & Investigations Lead

Cetera Financial Group Inc; Des Moines (IA); On-site; USD 55,000 - 75,000; Full time

Job summary

Cetera Financial Group Inc. is seeking an AML Compliance Analyst to gather and analyze information ensuring adherence to AML policies and applicable laws. You will review CIP requests, monitor client activity for unusual patterns, and document findings through client due diligence.

Strong communication and analytical skills are essential for interacting with AML leadership and advisers. The role requires experience in compliance or banking operations, along with solid office proficiency.

Qualifications

• High School Diploma or GED required.
• Minimum 3 years of compliance or banking operations experience required.
• Minimum 3 years of general office or accounting experience required.

Responsibilities

• Gather and analyze information to ensure AML policies and regulations are followed.
• Review CIP-related requests and maintain documentary evidence.
• Review and communicate discrepancies related to AML policies to AML Manager.
• Analyze OFAC-related exception reports and address identified issues.
• Perform regulatory inquiries related to FinCEN.
• Review daily exception reports and communicate with financial advisers on unusual activity.
• Detect variances in policies through systems and reports.
• Support supervisory and operations staff on AML and CIP questions.
• Participate in review, monitoring, testing, and verification of Firm policies and procedures.
• Conduct Customer Due Diligence reviews to determine customer risk profiles.
• Communicate clearly and professionally with all levels of the organization.
• Conduct research on customer accounts as requested.
• Take on additional duties as assigned.

Skills

Analytical skills

Customer service

Critical thinking

Time management

Multi-tasking

Bank operations knowledge

Prioritization

Communication

Attention to detail

Compliance knowledge

Regulatory knowledge

Microsoft Office

Outlook

Education

High School Diploma or GED

Tools

Microsoft Office

Outlook

Job description

Cetera Financial Group Inc. is seeking an AML Compliance Analyst to gather and analyze information ensuring adherence to AML policies and applicable laws. You will review CIP requests, monitor client activity for unusual patterns, and document findings through client due diligence.

Strong communication and analytical skills are essential for interacting with AML leadership and advisers. The role requires experience in compliance or banking operations, along with solid office proficiency.