AML Compliance Analyst: CIP, OFAC & Due Diligence

Cetera Financial Group; Des Moines (IA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

Paid time off (PTO)

401(k) with company match

Parental leave

HSA/FSA options

Employee Assistance Program (EAP)

Job summary

The position emphasizes strong analytical and communication skills, with collaboration across AML, compliance, and operations teams. A solid background in banking operations, regulatory requirements, and documentation is required.

Qualifications

• High School Diploma or GED required.
• Minimum 3 years of compliance or banking operations experience required.
• Minimum 3 years of general office or accounting experience required.

Responsibilities

• Review CIP-related searches and maintain documentation of evidence.
• Review and communicate discrepancies related to AML policies to AML Manager.
• Analyze OFAC exception reports and address identified issues.
• Perform regulatory inquiries related to FinCEN and related agencies.
• Review daily exception reports and flag any unusual or suspicious activity.
• Detect variances in policies and regulations through systems and reports.
• Support supervision and operations staff on AML and CIP questions.
• Participate in review, monitoring, testing and verification of firm policies.
• Perform Customer Due Diligence reviews to assess customer risk.
• Communicate effectively with all organizational levels.
• Conduct research on customer accounts as needed.
• Perform other duties as assigned.

Skills

Analytical skills

Customer service

Critical thinking

Time management

Communication

Organization

Regulatory knowledge

Outlook

Microsoft Office

Attention to detail

Education

High School Diploma or GED

Tools

Outlook

Microsoft Office

Job description

The position emphasizes strong analytical and communication skills, with collaboration across AML, compliance, and operations teams. A solid background in banking operations, regulatory requirements, and documentation is required.