AI-Powered Principal Engineer, Credit Risk (Hybrid)

Citigroup Inc.; Irving (TX); Hybrid; USD 156,000 - 234,000; Full time

Benefits offered by this job

Hybrid work model (3 in-office/2remote

Competitive compensation and benefits

Job summary

Citigroup Inc. in Irving, TX is seeking a Senior Java Principal Engineer to lead the next generation of credit risk monitoring systems. This role blends hands-on coding (over 50%) with strategic architecture, AI tooling, and cloud-native microservices.

You will define roadmaps, mentor teams, and drive implementation using Java 17/21+, Spring Boot, and AI-assisted development tools such as GitHub Copilot and Devin. Hybrid work model with 3 days in office and 2 remote.

Qualifications

• 12+ years of software development experience, including 7+ years hands-on Java
• Strong background in financial services, credit risk, or related domains
• Experience with modern tech stacks, cloud platforms, and AI tooling

Responsibilities

• Write production-grade Java code (>50% hands-on)
• Champion AI-assisted engineering tools and integrate into CI/CD
• Design scalable risk monitoring systems with microservices and cloud-native patterns
• Lead architecture reviews and governance
• Mentor development teams
• Develop blueprints for integrating AI/ML capabilities

Skills

Java

Spring Boot

Microservices

Cloud platforms (AWS/Azure/GCP)

AI tooling / AI-assisted engineering

CI/CD pipelines

Technical leadership

Communication skills

Education

Bachelor's or Master's degree in Computer Science, Engineering, or a related field

Tools

GitHub Copilot

Devin

LLM-based coding assistants

Docker

Kubernetes

REST APIs

Job description

Citigroup Inc. in Irving, TX is seeking a Senior Java Principal Engineer to lead the next generation of credit risk monitoring systems. This role blends hands-on coding (over 50%) with strategic architecture, AI tooling, and cloud-native microservices.

You will define roadmaps, mentor teams, and drive implementation using Java 17/21+, Spring Boot, and AI-assisted development tools such as GitHub Copilot and Devin. Hybrid work model with 3 days in office and 2 remote.