AI Engineer I, Launch Program 2027 – St. Louis, MO, US

Mastercard Inc.; O’Fallon (MO); On-site; USD 90,000 - 110,000; Full time

Benefits offered by this job

Insurance

HSA/FSA

Paid time off

Vacation

Retirement plan

Tuition assistance

Job summary

Mastercard Inc. seeks an entry‑level AI Engineer for Technology Regulatory Resilience as part of the Launch Program. You will help design, build, and improve AI-enabled solutions that map regulatory obligations to controls, products, and evidence.

You will work with experienced engineers and regulatory experts, applying generative AI, ML, and automation across the full solution lifecycle while receiving mentorship and structured learning opportunities in a global tech environment.

Qualifications

• Bachelor's or accelerated Master’s degree with anticipated graduation Apr 2027–Jun 2027.
• Great interest in applying AI to solve business and technical challenges.
• Hands-on experience with AI platforms via coursework, projects, or internships.
• Experience designing or enhancing applications that leverage AI/ML capabilities.
• Knowledge of AI/ML concepts, methodologies, and best practices.
• Previous internship or project work involving AI/ML.
• Eligible to work in the United States without employer sponsorship.

Responsibilities

• Design, build, and improve AI-enabled solutions for regulatory technology and resilience.
• Apply generative AI, machine learning, and automation to connect obligations to controls and evidence.
• Collaborate with engineers and subject matter experts across Mastercard's regulatory and technology teams.

Skills

AI platforms

Generative AI

ML concepts

Programming experience

Problem solving

Education

Bachelor's or accelerated Master’s degree

Tools

Claude

Microsoft Copilot

Google Gemini

DeepSeek

Job description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary AI Engineer I, Launch Program 2027 – St. Louis, MO, US

Why join Mastercard’s Launch Program?

Throughout this 18-month program, you'll develop the ability to connect ideas, people, and markets to drive commercial impact. Through hands‑on experiences, cross‑functional projects, and structured learning opportunities, you'll gain exposure to multiple areas of Mastercard's business while building broad business acumen and a global perspective. You'll collaborate with teams across functions, contribute to strategic initiatives, and strengthen the skills needed to solve complex business challenges. This experience will help you build a well-rounded commercial mindset and prepare you for a variety of career paths across Mastercard's global organization.

About the team

The Technology Regulatory and Market Compliance (TRMC) organization is a business enabler and industry leader of technology and security risk management practices, supported by a multi-disciplinary team of top security, technology, and risk professionals. The team is responsible for working with, and demonstrating to, our stakeholders (e.g., regulators, customers, Mastercard businesses) how Mastercard complies with our promises, commitments, and obligations and also as a member of the front-line risk organization. We do this by translating regulatory and customer requirements into actionable information and demonstrating how Mastercard standard/controls meet and/or exceed these expectations.

As an entry-level AI Engineer for Technology Regulatory Resilience, you will help design, build, and improve AI-enabled solutions that change how Mastercard meets and demonstrates compliance with global technology and resilience regulations. Working alongside experienced engineers and regulatory subject matter experts, you will apply generative AI, machine learning, and automation to connect regulatory obligations to controls, products, and evidence.

The ideal candidate is a recent graduate who is passionate about AI, eager to learn about risk & controls, and excited to turn classroom and project experience into real-world, production-ready solutions. This is an excellent launchpad for an early-career technologist. You will gain hands‑on experience across the full AI solution lifecycle, from prototyping and testing to deployment and continuous improvement, while receiving mentorship, structured learning, and exposure to high-visibility work at the intersection of artificial intelligence, regulatory technology, and operational excellence.

• Currently enrolled in a Bachelor’s or accelerated Master’s degree, with an anticipated graduation date between April 2027 and June 2027
• Demonstrated software development experience with a strong interest in applying Artificial Intelligence (AI) technologies to solve business and technical challenges.
• Hands‑on experience using multiple AI platforms and tools through academic coursework, personal projects, research, or internships, such as Claude, Microsoft Copilot, Google Gemini, DeepSeek, or similar technologies.
• Experience designing, developing, or enhancing applications that leverage AI or machine learning capabilities.
• Knowledge of AI/ML concepts, methodologies, and best practices, with the ability to apply them in practical project environments.
• Previous internship experience or substantial project work involving Artificial Intelligence, Machine Learning, Generative AI, or related technologies.
• Strong problem‑solving, analytical, and technical skills with the ability to learn and adapt to emerging AI technologies.
• This role is not eligible for Mastercard’s work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.For example, students or recent graduates in the United States on an F1 visa(including those with CPT or OPT authorization) are not eligible for this role.

Base Salary: $100,000 Mastercard is a merit‑based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role.

In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include:

• insurance (including medical, prescription drug, dental, vision, disability, life insurance)
• flexible spending account and health savings account
• paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave)
• 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire
• 10 annual paid U.S. observed holidays
• 401k with a best-in-class company match
• deferred compensation for eligible roles
• fitness reimbursement or on-site fitness facilities
• eligibility for tuition reimbursement
• many more

Mastercard benefits for interns generally include:

• 56 hours of Paid Sick and Safe Time
• jury duty leave
• on-site fitness facilities in some locations

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.