AI-Driven Financial Engineer - CLO Data

EF; New York (NY); On-site; USD 79,000 - 114,000; Full time

Benefits offered by this job

Completion bonus

Insurance

Employee stock purchase plan

Job summary

Moody's Associate Financial Engineer role within the CLO Data team focuses on validating, maintaining, and enhancing structured finance data and analytic solutions. You will update collateral for structured finance transactions, work with proprietary datasets, and advance AI-driven workflows to automate repetitive tasks and accelerate analysis.

The position requires strong quantitative skills, experience in financial engineering or related fields, and proficiency with SQL, Python, and Excel

Qualifications

• Undergraduate/first-level degree or graduate degree with 1–2 years of experience in a quantitative field preferred
• Strong quantitative and analytical problem-solving abilities
• Experience in financial engineering, math, economics, or related field preferred
• Ability to learn quickly and work in a dynamic team
• Proficiency in macros and programming languages (Excel VBA, Python, Java) preferred
• Familiarity with AI productivity tools and data automation is a plus

Responsibilities

• Validate, maintain and enhance structured finance data and analytic solutions
• Update and validate collateral for Structured Finance transactions
• Work with data developers to improve data quality and extend derived data
• Maintain and improve data processes and leverage AI-driven workflows to automate tasks
• Analyze complex fixed-income instruments and support product development
• Collaborate with cross-functional teams to design and implement new analytic features

Skills

Quantitative analysis

Communication

Independent learner

Attention to detail

Excel VBA

Python

SQL

AI tools knowledge

AI concepts familiarity

Education

Bachelor's or Master's in a quantitative field

Tools

Microsoft Excel

SQL

Python

AI tools

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills And Competencies

• Solid quantitative skills and analytical problem solving ability required
• Excellent communication and organizational skills with the confidence to interact with top financial professionals
• Demonstrated initiative, enthusiasm and ability to learn quickly and excel as part of a dynamic team
• Attention to detail and ability to work and learn independently
• Proficient in writing macros using one programming language such as Microsoft Excel VBA, Java, Python, and etc
• Proficient in writing SQL queries for data analysis and extraction
• Working knowledge of financial concepts and exposure to structured finance
• Familiarity with AI productivity tools and workflow automation to drive efficiency in data operations is a plus
• Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
  
  

Education

• Undergraduate/first-level degree (e.g., Bachelor's) or graduate/second-level degree (e.g. MBA, Master's) with 1-2 years of work experience with an emphasis in financial engineering, computer science, engineering, math, finance, economics, or a related quantitative field preferred
  
  

Responsibilities

The Associate Financial Engineer supports the CLO Data team in validating, maintaining, and enhancing structured finance data and analytic solutions.

• Update and validate collateral for Structured Finance transactions
• Work with proprietary datasets and data developers to maintain and improve data quality, consistency and breadth, with a specific focus toward extending our derived data
• Maintain and improve data processes and leverage AI-driven workflows to automate repetitive tasks and accelerate analysis
• Analyze complex financial fixed-income instruments
• Aid in the implementation, customization, and use of analytic solutions
• Work with the product development team to design, build and implement new features and functions for analytic and data products
  
  

About The Team

Our CLO Data team plays a critical role in processing, validating, and delivering periodic CLO data to downstream products. As part of Moody's Data Estate department, we focus on expanding CLO data coverage, enhancing derived data, and driving improvements in overall data quality. By joining our team, you will contribute to solving complex analytical problems, refining data processes, and supporting impactful decision-making across Moody's.

For US-based roles only: the anticipated hiring base salary range for this position is $78,800.00 - $114,200.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody’s also offers insurance and a discounted employee stock purchase plan for limited duration employees.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [e-mail]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.