Agricultural & Commercial Loan Operations Specialist I

Midwest Heritage Bank, FSB; United States; On-site; USD 45,000 - 70,000; Full time

Job summary

Midwest Heritage Bank, FSB seeks an Ag & Commercial Loan Operations Specialist I to support the commercial and agricultural loan operations team. This role handles loan processing, documentation, and compliance tasks.

You will coordinate pre-closing items, prepare and disburse loan proceeds, and maintain accurate records in banking systems while delivering excellent customer service. A business degree with related experience is required; strong attention to detail and ability to manage multiple

Qualifications

• Bachelor’s degree in Business or related field with 3+ years progressive experience in a related role.
• Or Associate’s degree in Business or related field with 5+ years progressive experience in a related role.
• Moderate to advanced knowledge of agricultural, business, and banking principles and procedures, commercial and/or agricultural loan operations.
• Moderate to advanced knowledge data processing and loan reporting/processing systems knowledge.
• General knowledge of accounting principles related to loan operations and compliance.
• Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
• Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.)

Responsibilities

• Process commercial and/or agricultural loans, including preparing all loans submitted and assigned for documentation, reviewing for accuracy and completeness.
• Coordinate all necessary pre-closing items including appraisals, insurance, flood determinations, or items determined by underwriting or regulatory guidance.
• Prepare, review, disburse, book, and service loans; authorize and prepare documents for final disbursement of loan proceeds; book loans in systems and file with filing agencies.
• Provide exceptional customer service including corresponding, working with vendors or agencies, following up on data, closing loans, notarizing documents, and answering questions.
• Create, analyze, maintain, and update general to intermediate reports, collateral files, including scanning and filing in systems.
• Daily monitoring of quality control items and follow-up with peers for corrections.
• Manage multiple different transactions, loan officers, appraisers, etc. in an efficient and organized fashion.

Skills

Loan knowledge

Attention to detail

Customer service

Organizational skills

Time management

Communication

Education

Bachelor’s degree in Business

Associate’s degree in Business

Tools

Microsoft Office

Outlook

PowerPoint

Excel

Word

Job description

Midwest Heritage Bank, FSB seeks an Ag & Commercial Loan Operations Specialist I to support the commercial and agricultural loan operations team. This role handles loan processing, documentation, and compliance tasks.

You will coordinate pre-closing items, prepare and disburse loan proceeds, and maintain accurate records in banking systems while delivering excellent customer service. A business degree with related experience is required; strong attention to detail and ability to manage multiple