Agricultural/Commercial Loan Officer

North Star Community Credit Union; Minot (ND); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Competitive base salary

Comprehensive health, dental, and vis​

Employer-supported retirement plan

Paid time off and holidays

Community-focused, collaborative文化

Job summary

North Star Community Credit Union in Minot, ND, seeks an Agriculture/Commercial Loan Officer to own a growing portfolio in the Minot region. You will originate, structure, and supervise loans for agricultural and commercial clients while building strong local relationships.

The role emphasizes risk assessment, creative lending solutions, and active community involvement to support area producers and businesses.

Qualifications

• 3–5 years of commercial or agricultural lending experience.
• Experience with North Dakota agricultural markets and lenders.
• Ability to structure tailored lending solutions and assess risk.

Responsibilities

• Originate, manage, and supervise commercial loans for agricultural clients.
• Grow portfolio by developing Minot-area agricultural and commercial relationships.
• Review business financials, assess risk, and structure loans for client success.
• Monitor assets, ensure regulatory compliance, and maintain documentation.
• Engage with members and represent the credit union in local industry events.

Skills

Commercial lending experience

Agricultural lending expertise

Portfolio management experience

Analytical thinking

Relationship development

Education

Bachelor’s degree or equivalent

Tools

Financial analysis software

Job description

Job Description

Agriculture/Commercial Loan Officer – Minot, ND

Location: Minot, North Dakota

Compensation: Competitive base

The Ideal Candidate

• 3–5 years of commercial or agricultural lending experience
• Expertise in North Dakota agricultural markets
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures
• Experience managing significant agricultural loan portfolios in rural financial institutions
• Strong analytical skills and ability to structure creative, tailored lending solutions
• Relationship-focused, results-driven, autonomous, and ready to lead
• Bachelor’s degree or equivalent industry certification preferred

Key Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities

Why This Role Stands Out

• Portfolio Ownership: Full autonomy to manage and grow your book of business
• Impact & Influence: Directly support agricultural leaders and businesses while shaping lending strategy in your region
• Professional Growth: Leadership opportunities and ability to influence North Star’s agricultural lending approach
• Culture: Collaborative, high-performing, and community-focused

Benefits

• Competitive base salary
• Comprehensive health, dental, and vision coverage
• Employer-supported retirement plan
• Paid time off and holidays
• Community-focused, collaborative culture

Interpersonal Skills

Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Other Skills

Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.

Your Next Move

If you’re ready to take full ownership of your portfolio, expand your influence, and drive meaningful results in the Minot area, we want to hear from you.