Agricultural Business Lender

North Star Community Credit Union; Grafton (ND); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Health Insurance

Dental & Vision Insurance

Retirement Savings (401k)

Paid Time Off

Professional Development

Employee Wellness

Community Involvement

Job summary

North Star Community Credit Union in North Dakota is seeking an experienced Agricultural Business Lender to own and grow a commercial loan portfolio in the Grafton and Minot region. You will originate, manage, and supervise loans while strengthening relationships with farmers, agribusinesses, and local partners.

The ideal candidate has 3–5 years in commercial or agricultural lending, a deep understanding of North Dakota markets, and a proven ability to structure creative financing.

Qualifications

• 3–5 years of commercial or agricultural lending experience.
• Expertise in North Dakota agricultural markets.
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures.
• Strong analytical skills and ability to structure creative, tailored lending solutions.
• Relationship-focused, results-driven, autonomous, and ready to lead.
• Bachelor’s degree or equivalent industry certification preferred.

Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships.
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area.
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance.
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation.
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities.

Skills

Agricultural lending

Commercial lending

Relationship building

Financial analysis

Portfolio management

Education

Bachelor’s degree

Tools

Financial software

Job description

Location: Grafton and Minot North Dakota

Compensation: Competitive base

Are you an experienced Agricultural Business Lender ready to own your portfolio, grow your relationships, and make a meaningful impact in your community? North Star Community Credit Union is seeking a results-driven professional to originate, manage, and supervise our commercial loan portfolio while shaping agricultural lending strategy in both the Grafton and Minot region.

Join a team where your contributions matter and your professional growth is valued.

The Ideal Candidate

• 3–5 years of commercial or agricultural lending experience
• Expertise in North Dakota agricultural markets
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures
• Strong analytical skills and ability to structure creative, tailored lending solutions
• Relationship-focused, results-driven, autonomous, and ready to lead
• Bachelor’s degree or equivalent industry certification preferred

Key Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities

Why This Role Stands Out

• Portfolio Ownership: Full autonomy to manage and grow your book of business
• Impact & Influence: Directly support agricultural leaders and businesses while shaping lending strategy in your region
• Professional Growth: Leadership opportunities and ability to influence North Star’s agricultural lending approach
• Culture: Collaborative, high-performing, and community-focused

We offer a comprehensive benefits package designed to support the health, financial well-being, and work-life balance of our employees.

Our benefits may include:

• Health Insurance: Medical coverage options to help support you and your family's healthcare needs.
• Dental & Vision Insurance: Coverage options to support your overall health and wellness.
• Retirement Savings: A 401(k) retirement savings plan to help you prepare for your financial future.
• Paid Time Off: Opportunities to take time away from work to rest, recharge, and spend time with family.
• Professional Development: Opportunities to expand your knowledge, develop your skills, and grow your career.
• Employee Wellness: Initiatives focused on supporting employee health and well-being.
• Community Involvement: Opportunities to participate in activities that make a positive impact in the communities we serve.

Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Other Skills: Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.

Your Next Move

If you’re ready to take full ownership of your portfolio, expand your influence, and drive meaningful results in the Minot area,

More Than a Job—An Opportunity to Make a Difference

As a member of North Star's lending team, you'll have the opportunity to work alongside experienced professionals, develop your expertise in commercial and agricultural finance, and contribute to the success of local businesses, farmers, and ranchers.