Agricultural & Commercial Lending Specialist

Independence Bank; Wolf Point (MT); On-site; USD 65,000 - 90,000; Full time

Job summary

Independence Bank in Havre, MT is seeking an AG/Commercial Lender to support our Wolf Point branch and community-focused lending activities. This role emphasizes prudent underwriting, credit risk assessment, and adherence to bank policies to minimize portfolio losses.

You will process and underwrite loans and lines of credit, prepare requests for in-house committees, and maintain credit files while assisting with workout efforts as needed. A Bachelor's degree and banking experience are preferred.

Qualifications

• Bachelor's degree in business or related field; 3–5 years banking experience preferred.
• Experience in underwriting and credit risk assessment.
• Knowledge of loan products and compliance standards.

Responsibilities

• Process and underwrite loans and lines of credit with low risk to the Bank.
• Prepare and present loan authorization requests with adequate documentation.
• Maintain credit files, underwriting and compliance for assigned loans.
• Assist with collection and restructuring of current or problem loans as needed.

Skills

Loan underwriting

Credit analysis

Financial risk

Education

Bachelor's degree in business or related field

Job description

Independence Bank in Havre, MT is seeking an AG/Commercial Lender to support our Wolf Point branch and community-focused lending activities. This role emphasizes prudent underwriting, credit risk assessment, and adherence to bank policies to minimize portfolio losses.

You will process and underwrite loans and lines of credit, prepare requests for in-house committees, and maintain credit files while assisting with workout efforts as needed. A Bachelor's degree and banking experience are preferred.