AG/ Commercial Lender

Independence Bank; Plentywood (MT); On-site; USD 70,000 - 100,000; Full time

Job summary

Independence Bank in Plentywood, MT is seeking an AG/Commercial Lender to service our local farming and business customers. The role involves underwriting and approving loans, maintaining credit files, and ensuring adherence to lending policies.

You will process loan requests, present them to the in-house credit committee, and manage distressed loans as needed. A bachelor's degree and banking experience are preferred, with relocation to Plentywood expected.

Qualifications

• Bachelor's degree in business or related field.
• 3–5 years banking experience preferred.
• AG background is a plus. Evidence of credit skills and lending knowledge.

Responsibilities

• Process and underwrite loans and lines of credit with the lowest risk possible to the Bank.
• Complete and present loan authorization forms for in-house committee submission.
• Maintain credit files and ensure underwriting and compliance of loan files.

Skills

Credit underwriting

Loan processing

Credit analysis

Credit compliance

Education

Bachelor's degree in business or related field

Job description

AG/Commercial Lender- Plentywood Branch Position Summary Independence Bank has chosen to focus on one thing: Serving the people of our communities. The decisions we make, our philosophy of sustained growth and our lending practices are all based on the needs of families, farmers, and businesses. We are growing but never have outgrown our small community focus, and we remain committed to being here, just as we have always been. As an exemplary community bank, we are looking for an outgoing individual who shares in our unmatched commitment to our farmers, ranchers, and community members. This motivated individual will be responsible for administering equal credit opportunity lending activities in accordance with established lending policies and procedures to minimize loan portfolio losses, maintain consistent underwriting standards, and ensure uniform grading and credit quality standards. ESSENTIAL DUTIES AND RESPONSIBILITIES for an AG/COMMERCIAL LENDER

• Process and underwrite loans and lines of credit with the lowest risk possible to the Bank
• Complete and present loan authorization request forms that are adequately supported for submission to the appropriate In-house committee.
• Responsible for credit file maintenance, credit underwriting and credit compliance of individual loan(s) and loan files
• Responsible for the collection and restructuring of current and/or problem loans as assigned. EDUCATION and/or EXPERIENCE: Bachelor\'s degree in business or related field; three to five years previous banking; may have an equivalent combination of education and experience. A person with an AG background is preferred.LOCATION: Must live in/ relocate to Plentywood CERTIFICATES, LICENSES, REGISTRATIONS: Must possess a valid driver\'s license. Independence Bank EEO/Employer/Vet/Disabled