Agribusiness Relationship Manager (Hybrid)

Horizon Farm Credit; Coudersport (Potter County); Hybrid; USD 85,000 - 110,000; Full time

Job summary

Horizon Farm Credit in Coudersport, PA is seeking an Ag Relationship Manager to serve farmers and agribusinesses with tailored financial solutions that support sustainable growth and innovation in the agricultural sector.

This role involves developing new business, managing a diverse loan portfolio, and delivering sound credit decisions within regulatory guidelines, while building community relationships and helping clients achieve their goals.

Qualifications

• Strong financial acumen and experience in agricultural lending.
• Ability to build and manage a diverse loan portfolio.
• Commitment to helping farmers achieve goals through personalized loan solutions.

Responsibilities

• Develops new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community.
• Expand existing relationships by proactively researching customer needs and matching bank products and services to those needs.
• Interview applicants, gather, analyze, and reconcile complete, accurate credit and financial data including complete applications using the five credit factors under the guidelines of differential analysis.
• Determines credit risk and makes timely and accurate decisions.
• Establishes and renegotiates credit terms, when necessary.
• Communicates credit decisions to loan applicants within required timeframes.
• Independently originates single entity loans up to delegated authority.
• Services loans in a portfolio to retain high loan level quality.
• Review the progress of loans periodically.
• Makes periodic calls on loan customers to evaluate management, inspect collateral, detect signs of potential financial problems, or

Job description

Horizon Farm Credit in Coudersport, PA is seeking an Ag Relationship Manager to serve farmers and agribusinesses with tailored financial solutions that support sustainable growth and innovation in the agricultural sector.

This role involves developing new business, managing a diverse loan portfolio, and delivering sound credit decisions within regulatory guidelines, while building community relationships and helping clients achieve their goals.