Agribusiness Credit Analyst – Growth & Impact

Frontier Farm Credit; Omaha (NE); On-site; USD 78,000 - 177,000; Full time

Benefits offered by this job

Retirement Plans

Paid Time Off

Additional Benefits

Job summary

Frontier Farm Credit is seeking an underwriting professional to evaluate loan and lease requests, assess character, financial position, repayment ability, and collateral, and prepare documentation for decisions. The role demands careful analysis and clear communication in a fast-paced environment serving rural America.

You will analyze financial statements, participate in credit decisions within delegated authority, set loan terms to manage risk, and coordinate with Credit Operations teams to

Qualifications

• Bachelor's degree in Business Administration, Economics, Finance or related field.
• 2+ years of lending and credit analysis experience.
• Knowledge of agricultural industries.
• Strong analytical and decision-making skills.

Responsibilities

• Responsible for underwriting activities within the respective portfolio. Conduct analysis of loan and lease requests including evaluation of character, financial position and progress, repayment ability, collateral and conditions of approval.
• Assures adequate information is available to make the decision.
• Analyze customer financial statements, which may include balance sheets, trend analysis, income statements, cash flows, collateral analysis, performance reconciliations, credit bureau reports, and commodity brokerage statements.
• Conduct a differential level of analysis appropriate for the risk presented by the type and size of loan request. Will utilize a variety of financials, and differential analysis techniques including market based and GAAP quality financials.
• Participate in decision making on credit requests within delegated authorities or recommend actions requiring higher delegated authority.
• Establish and maintain sound credit administration. Adhere to the Associations’ credit philosophy, procedures and guidelines. Complete documentation to support decisions made.
• Establish appropriate loan terms and conditions to manage loan risk.
• Coordinate and prioritize work to support teammates and provide a positive customer experience. May direct or coordinate the work of others (Credit Operations Team, Loan Monitoring Analyst, Loan Closers, etc.).
• Will work independently on loans of moderate size and complexity as well as larger and more complex credits.

Skills

Analytical

Decision making

Communication

Education

Bachelor's degree in Business Administration, Economics, Finance

Job description

Frontier Farm Credit is seeking an underwriting professional to evaluate loan and lease requests, assess character, financial position, repayment ability, and collateral, and prepare documentation for decisions. The role demands careful analysis and clear communication in a fast-paced environment serving rural America.

You will analyze financial statements, participate in credit decisions within delegated authority, set loan terms to manage risk, and coordinate with Credit Operations teams to