Actuarial Associate

Guardian Life; Bethlehem (Northampton County); Hybrid; USD 79.000 - 130.000; Vollzeit

Zusammenfassung

Guardian Life is seeking an Actuarial Associate for the Actuarial Leadership Development Program (ALDP). You will rotate departments every 18-24 months, contributing to pricing analyses, rate development, and analytics. You will gain broad exposure across product, underwriting, finance, and distribution initiatives.

You are a self-starter with strong analytical skills, pursuing actuarial fellow designation, and able to communicate complex pricing concepts to diverse audiences.

Qualifikationen

• Bachelor’s degree in a mathematics-based field is required.
• Actively pursuing Actuarial Fellow designation with SOA is required.
• Minimum 2 years of actuarial work experience required.
• Proficiency in MS Excel and actuarial Modeling/Data Visualization software.

Aufgaben

• Utilize internal/external data to understand industry trends, clients, competitors, and regulatory environment.
• Complete assignments on time with minimal supervision.
• Support rate development and state rate filings aligned to Group Finance Strategy.
• Provide actuarial support for pricing models and resulting rates across initiatives.
• Suggest and implement advanced techniques to modernize pricing approaches.

Kenntnisse

Actuarial exams in progress

2+ years actuarial exp

MS Excel

Actuarial modeling software

Data visualization

Pricing analysis communication

Multi-project delivery

Analytical and technical skills

Ausbildung

Bachelor’s degree in mathematics-based field

Bachelor’s degree in actuarial science

Tools

MS Excel

Actuarial software

Data visualization software

Jobbeschreibung

Is the opportunity to join a culture where “We Do the Right Thing,” and “We Courageously Shape Our Future Together” important to you? If so, Guardian is seeking a motivated individual to join our team as an Actuarial Associate. As an actuary in Guardian’s Actuarial Leadership Development Program (ALDP), you will develop a thorough understanding of our products and how your job responsibilities contribute towards achieving the goals of Guardian. The program also focuses on developing versatile future leaders with cross-functional business acumen and leadership skills. You will assist in performing financial and non-financial analysis and make recommendations consistent with Guardian’s goals regarding growth and profitability. As part of ALDP, expect to rotate departments every 18 to 24 months, providing the opportunity for a breadth of experience. **You are**A self-starter who is fueled by collaboration, able to transform conceptual thinking into executable insights, who thrives in diving into business problems and using data to make decisions.**You have**Required Qualifications:* Bachelor’s degree in a mathematics-based field* Regularly taking actuarial exams to pursue the Actuarial Fellow designation in the Society of Actuaries* A minimum of two years of prior work experience in the actuarial field* Proficient in MS Excel as well as experience in using actuarial modeling / data visualization software* Ability to communicate pricing analyses to technical and non-technical audiences* Ability to contribute to multiple projects with multiple deliverables simultaneously* Strong analytical and technical skills with the ability to synthesize sophisticated informationPreferred Qualifications:* Bachelor’s degree in actuarial science* Actuarial Associate designation in the Society of Actuaries* 3-5 years of prior work experience in the actuarial field* An understanding of group pricing practices including the use of experience* Prior work experience in Group Pricing, particularly Disability coverage**You will*** Utilize internal and external data sources to better understand industry trends, clients, competitors, and the regulatory environment* Complete assignments on time and according to specifications provided by your supervisor as independently as possible, recognizing situations where managerial guidance is needed* Execute rate development and state rate filings that support the strategic goals set forth by the Group Finance Strategy Team* Provide actuarial support for product, underwriting, finance, and distribution initiatives impacting pricing models and resulting rates* Recommend and actively support the use of new and advanced techniques to modernize the pricing approach and improve accuracy**Reporting Relationships**As our Actuarial Associate, you will report to our Head of Disability Pricing, who reports to our Head of Group Benefit Pricing & Analytics. **Location** * Hybrid - 3 days in office located in Bethlehem, PA; Hudson Yards, NYC; Holmdel NJ, Stamford, CT; Pittsfield MA or Boston MA. 2 days WFH.**Salary Range:**$79,310.00 - $130,295.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. **Our Promise** At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. **Inspire Well-Being** As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. *Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.* **Equal Employment Opportunity** Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. **Accommodations** Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [e-mail]. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site. **Visa Sponsorship** Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future. **Notice Regarding Guardian’s Use of Artificial Intelligence in Recruitment** As part of Guardian’s job application process, Guardian may use artificial intelligence tools (“AI Tools\") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian’s jobs website (Careers at Guardian at https://www.guardianlife.com/careers). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.