Account Servicing Representative I

Universal Guardian Acceptance LLC; Parkville (MO); On-site; USD 35,000 - 48,000; Full time

Benefits offered by this job

Health insurance (employer subsidized)

Dental insurance

Vision insurance

Voluntary life insurance

Short-term disability insurance

Simple IRA with 3% match

Paid Time Off

Job summary

Universal Guardian Acceptance LLC in Parkville, MO is seeking an Account Servicing Representative I to handle inbound and outbound calls, resolve consumer concerns, and verify information. The role emphasizes accuracy, professionalism, and adherence to regulatory standards in a fast-paced environment.

Responsibilities include negotiating repayment plans, locating assets, and maintaining strong product knowledge while delivering an excellent customer experience.

Qualifications

• 1+ year contact center experience preferred.
• Strong communication skills, both spoken and written.
• Good organizational and time management abilities.

Responsibilities

• Handle inbound and outbound calls for current and past due accounts.
• Provide excellent customer service to resolve concerns.
• Answer questions about account problems and repayment options.
• Arrange debt repayment or establish repayment schedules.
• Perform skip tracing to locate assets and consumers.
• Negotiate repayment with consumers and offer solutions.
• Transfer requests to appropriate party and suggest improvements.
• Maintain knowledge of client products and services.

Skills

Customer service

Active listening

Time management

Verbal & written communication

Team collaboration

Problem solving

Microsoft Office

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

About this position

In this role, you’ll play a critical part in driving collections performance while ensuring every customer interaction is handled with care and professionalism. We’re looking for someone who can skillfully balance results-driven strategies with empathy, all while staying aligned with regulatory requirements and internal compliance standards. If you're passionate about delivering exceptional customer experiences and thrive in a performance-oriented environment, we’d love to hear from you.

UGA offers full-time employees a benefit package that includes employer-subsidized health insurance, dental and vision insurance, voluntary life and short-term disability insurance, a Simple IRA with a 3% match, and Paid Time Off.

Job Summary: The Account Servicing Representative I will handle all aspects of inbound and outbound customer calls in a professional and efficient manner for the purpose of resolving customer concerns and verifying consumer information.

• Handle incoming and outgoing calls to customers with current and past due accounts and leave messages as necessary.
• Provide excellent service to consumers to create a memorable experience.
• Answer consumer questions regarding problems with their accounts.
• Arrange for debt repayment or establish repayment schedules.
• Perform skip tracing to locate assets and consumers.
• Negotiate repayment with consumers by asking questions and offering applicable solutions.
• Effectively transfer misdirected customer requests to an appropriate party and contribute ideas on ways to resolve problems to better serve the customer.
• Maintain broad and in-depth knowledge of client products and services.

Knowledge, Skills, and Abilities:

• Excellent organizational and time management skills.
• Excellent verbal and written communication skills, including active listening.
• Excellent customer service skills; service-oriented and able to resolve customer grievances.
• Strong interpersonal skills with a proven ability to collaborate with a team.
• Demonstrated critical thinking and problem-solving skills.
• Proficient in Microsoft Office Suite or related software.
• Basic understanding of clerical procedures and systems such as recordkeeping and filing.

Work Experience:

• 1+ year contact center experience preferred.

Training and Education:

• High school diploma or equivalent required.
• Complete all required training as assigned.

Working Environment and Requirements to Perform Job Responsibilities

• Ability to work assigned shift.
• Ability to work in a shared office, private office, and/or cubicle in accordance with job duties and responsibilities.
• Ability to be on location for client services for all work hours.
• Effective with shifting roles, responsibilities, and expectations in a changing work environment.
• Ability to see computer screen, read, and complete forms
• Ability to lift up to 10 pounds with the ability to push, pull, bend, reach, and sit.
• Ability to sit for prolonged periods of time/work at a desk.
• Ability to answer the phone in a busy environment – hear callers and be responsive.
• Ability to work in a high intensity/fast paced work environment and be able to multi-task and prioritize.