Account Risk Analyst II — AML & Fraud Investigations

FIRST INTERNET BANK; Fishers (IN); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Onsite fitness center

The Backyard deck with amenities

Free snacks and beer on tap

Volunteer time off

Continuous education opportunities

Job summary

First Internet Bank, located in Fishers, IN, seeks an Account Risk Analyst II to monitor new and existing accounts for money laundering, fraud, and sanctions risks while supporting AML/KYC initiatives. You will review alerts from BSA/AML/Fraud systems and collaborate across departments to mitigate risk.

The role requires experience in data analysis, investigations, and AML software, with strong problem-solving skills and proficiency in Microsoft Office.

Qualifications

• Minimum of three years of account risk analysis experience or equivalent, with at least one year in BSA/AML/OFAC compliance.
• Experience in the financial services industry.
• Experience in analyzing data, conducting fraud investigations, and summarizing conclusions.
• Solid understanding of AML software and technology.
• Microsoft Office experience required.

Responsibilities

• Review new customer account applications to identify fraudulent activity.
• Research, document, close and/or escalate alerts in BSA/AML/Fraud systems within set time frames.
• Investigate suspicious activity, create cases, and recommend SAR filings.
• Assist fraud investigations and OFAC/314(a) compliance tasks.
• Document processes and contribute to training materials and procedures.
• Identify automation opportunities and process improvements to strengthen compliance.
• Review ACH trial deposits daily to identify potentially fraudulent transfers.
• Perform CIP, CDD, and Beneficial Ownership reviews; conduct EDD as required.

Skills

Account risk analysis

BSA/AML/OFAC compliance

Data analysis & investigations

Fraud investigations

Problem solving

Microsoft Office

Tools

AML software

Microsoft Office

Job description

First Internet Bank, located in Fishers, IN, seeks an Account Risk Analyst II to monitor new and existing accounts for money laundering, fraud, and sanctions risks while supporting AML/KYC initiatives. You will review alerts from BSA/AML/Fraud systems and collaborate across departments to mitigate risk.

The role requires experience in data analysis, investigations, and AML software, with strong problem-solving skills and proficiency in Microsoft Office.