Financial Crime Specialist

State Bank; Brownsburg (IN); Vor Ort; USD 65.000 - 85.000; Vollzeit

Zusammenfassung

State Bank is seeking a Financial Crime Specialist in Brownsburg, IN to support the Risk Department in AML, fraud prevention, and related controls. The role monitors activity, conducts investigations, and assists with regulatory compliance efforts across the bank’s risk framework.

The position requires a high school diploma or GED with 2+ years in retail, operations, or compliance banking; a CAMS or CRCM certification is a plus.

Qualifikationen

• High school diploma or GED required.
• 2+ years of retail, operations, or compliance bank functions experience.
• CAMS, CRCM or related AML certification is a plus.

Aufgaben

• Execute AML tasks as part of the program and risk framework.
• Review alerts from transaction monitoring systems and determine action.
• Monitor accounts for fraud, money laundering, or suspicious activity.
• Investigate flagged transactions and accounts.
• Assist with SARs, CTRs, QARs submissions and disclosures.
• Collaborate with Compliance, Risk, Legal, and Operations teams.
• Stay current on AML regulations, fraud trends, and best practices.
• Support audits and regulatory exams and policy enhancements.
• Educate staff on fraud trends and prevention best practices.
• Coordinate with law enforcement or regulators when needed.

Ausbildung

High School Diploma or GED

Bachelor's degree in business or related field

CAMS

CRCM

Jobbeschreibung

• Location 900 E 56th St.,Brownsburg, IN, 46112,United States
• Employee Type Full-Time Exempt

Description

The Financial Crime Specialist is responsible for supporting State Bank's Risk Department, specifically in fraud prevention, it's anti-money laundering program, and risk management efforts. This position monitors suspicious activity, investigates potential fraud, assists with executing the anti-money laundering program, and helps ensure the bank operates in accordance with the associated banking laws, regulations, and internal policies.

ESSENTIAL FUNCTIONS:

Anti-Money Laundering

• Execute tasks related to the Anit-Money Laundering program including but not limited to:
• Review alerts generated by transaction monitoring systems and determine appropriate action.
• Monitor customer accounts and transaction activities to identify potential fraud, money laundering, or other suspicious activities.
• Conduct investigations of flagged transactions, accounts, and behaviors.
• Contribute to the preparation of Suspicious Activity Reports (SARs).
• Analyze customer due diligence (CDD) and enhanced due diligence (EDD) information to assess risk levels.
• Prepare and file Currency Transaction Reports (CTR)
• Process Questionable Activity Report (QAR) submissions.
• Collaborate with internal teams (Compliance, Risk, Legal, Operations) on financial crime prevention initiatives.
• Stay current on AML regulations, fraud trends, and industry best practices.
• Assist in developing and improving fraud detection and AML monitoring procedures.
• Support preparation and management of internal audits and regulatory exams.
• Provide input into risk assessments and policy enhancements.
• Review and resolve fraud alerts generated by the transaction monitoring system.
• Investigate and assist in resolving internal and external fraud claims, disputes, and suspicious transactions.
• Coordinate with law enforcement, regulatory agencies, and third-party vendors when necessary.
• Recommend and implement fraud prevention procedures and internal controls.
• Educate employees on fraud trends, scams, and fraud prevention best practices.

QUALIFICATIONS:

• High school diploma or equivalent (GED) required; Bachelor's degree in business, management, or a related field preferred.
• Minimum two (2) years of retail, operations, or compliance bank functions experience.
• Prior AML experience, CAMS, CRCM, or related certification a plus.