Account Officer

Ag Credit; Ohio; On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Competitive pay

Benefits program

401k with match

Tuition reimbursement

Training opportunities

PTO + holidays

Employee Assistance Program

Community service PTO

Dress for your day

Job summary

AgCredit, a cooperative agricultural lender serving northwest and central Ohio, seeks an Account Officer in Findlay, OH to evaluate borrowers' financial status and structure loan solutions within delegated authority. You will work with Marketing to develop sales strategies and member programs, compile reports, and participate in local agri-business activities.

Ideal candidates have a business/finance background, 2–3 years in agricultural lending or related marketing, and strong communication and

Qualifications

• Bachelor's degree in Business, Agriculture, Economics, or Finance.
• 2-3 years of agricultural lending sales or marketing experience.
• Strong communication, interpersonal, and decision-making skills.
• Familiarity with financial databases and spreadsheets.
• Ability to travel and engage with clients on-site to evaluate their operations.

Responsibilities

• Manage Loan Portfolio: Structure credit, review, financial statements, and assess applicants' financial status to recommend loan approvals.
• Customer Service Excellence: Build and maintain strong relationships with clients, offering industry expertise and advising them on the best financial solutions for their operations.
• Business Development: Generate leads, expand your client base, and maintain connections with existing customers to drive business growth.
• Community Engagement: Represent AgCredit at local agriculture events, including farm visits, county fairs, and industry meetings, to foster positive community relationships.
• Team Collaboration: Work closely with colleagues to ensure smooth loan processing and office operations.

Skills

Communication

Interpersonal skills

Decision making

Financial analysis

Education

Bachelor's degree in Business, Agriculture, Economics, or Finance

Tools

Spreadsheets

Financial databases

Job description

JOB DESCRIPTION

Join the AgCredit Team: Account Officer - Findlay, OH

About AgCredit

Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.

Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you'll consider joining our experienced lending team as we continue to serve our customers, employees and communities.

Account Officer, Findlay, OH

The Account Officer combines their agricultural and business knowledge with an in-depth understanding of each customer's farm operation's financial position in order to provide innovative solutions to support and grow the customer's ongoing farm operation. Be a specialist in evaluating financial status and credit worthiness of borrowers while performing credit and lending activities within the limits of delegated authority. Works with Marketing to develop sales and marketing strategies and member programs to grow and develop new and existing business. Compiles reports as assigned by supervisor. Attends and participates in local agri-business activities.

What You'll Do:

• Manage Loan Portfolio: Structure credit, review, financial statements, and assess applicants' financial status to recommend loan approvals.
• Customer Service Excellence: Build and maintain strong relationships with clients, offering industry expertise and advising them on the best financial solutions for their operations.
• Business Development: Generate leads, expand your client base, and maintain connections with existing customers to drive business growth.
• Community Engagement: Represent AgCredit at local agriculture events, including farm visits, county fairs, and industry meetings, to foster positive community relationships.
• Team Collaboration: Work closely with colleagues to ensure smooth loan processing and office operations.

What You'll Need:

• Bachelor's degree in Business, Agriculture, Economics, or Finance.
• 2-3 years of agricultural lending sales, or marketing experience.
• Strong communication, interpersonal, and decision-making skills.
• Familiarity with financial databases and spreadsheets.
• Ability to travel and engage with clients on-site to evaluate their operations.

Benefits Offered

• Competitive compensation
• Top-rated benefits program
• 401k Plan with company match
• Tuition reimbursement, sponsored training and career development opportunities
• Generous paid time off with 11 holidays observed
• Employee Assistance Program
• Community Service PTO
• "Dress for your day" dress code

Schedule

• Monday to Friday, 8:00am-4:30pm

Diversity Statement / EEO Statement

We are an Equal Opportunity/Affirmative Action Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.