Account Manager - Personal Lines

Pioneer Bank, National Association; City of Albany (NY); Hybrid; USD 29,000 - 45,000; Full time

Job summary

Pioneer Bank, National Association is seeking an Account Manager – Personal Lines in Albany, NY. The role focuses on managing a portfolio of personal lines, including auto, homeowners, renters, and umbrella policies, with emphasis on rapid quoting, billing support, and client retention.

Responsibilities include handling renewals, endorsements, and disclosures while maintaining strong client relationships and cross-selling opportunities.

Qualifications

• High School graduate or GED.
• Bachelor’s degree preferred (Insurance/Risk Management, Business or related).
• Must have Property & Casualty license or obtain within 30–60 days of hire.
• 2–5 years personal lines CSR/account handling experience.
• Experience with agency management systems (Applied Epic preferred).
• Excellent communication and high-volume service skills.

Responsibilities

• Manage incoming client service requests, emails, and communications with multiple accounts and renewals.
• Explain complex insurance concepts in clear terms to clients.
• Handle billing, ID cards, policy documents, and endorsements with accuracy.
• Review renewal cycles and shop markets when rates exceed thresholds.
• Assist with agency and direct bill policies and payment schedules.
• Log interactions and deadlines in the agency management system and generate alerts.
• Collaborate with sales on renewals and new business handoffs to drive retention.

Skills

Customer service

Cross-selling

Policy quoting

Communication

Attention to detail

Education

High School diploma

Bachelor's degree

P&C license within 60 days

Tools

Applied Epic

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Account Manager - Personal Lines

Insurance Agency Full Time Clerical Headquarters, Albany, NY, US

Salary Range: $21.00 To $32.60 Hourly

POSITION:

Account Manager – Personal Lines

REPORTS TO:

Vice President – Agency Operations Manager

CLASSIFICATION:

Full Time, Non Exempt

PAY GRADE:

NE 35 ($21.00 – $32.60 per hour)

AVAILABILITY:

Monday-Friday 8:30am-5:00pm

Position Summary:

The Account Manager - Personal Lines is responsible for managing a portfolio of assigned personal lines clients - typically households or families - managing auto, homeowners, renters, umbrella, and other personal insurance policies. This role demands high volume service delivery, rapid quoting, billing support, and relationship-based retention. This role requires proactive outreach, accurate policy administration, sales skills in cross selling, and superior client communication to drive satisfaction and loyalty.

Key Responsibilities:

• Manage all incoming client service requests, emails, and communications. Oversee multiple accounts and renewals simultaneously, often under tight deadlines. Exceptional attention to detail and strong time management skills are essential to ensure timely and accurate service delivery.
• Excellent communication skills, demonstrating deep insurance knowledge and professionalism with both internal teams and external clients. Able to clearly explain complex insurance concepts in straightforward, non-technical language.
• Handle billing, auto ID cards, policy documents, cancellations/reinstatements, and general inquiries. Efficiently process endorsements, renewals, binders, invoices, and certificates with accuracy.
• Manage each policy renewal cycle: review coverage needs, shop markets if rate increases exceed thresholds, and present options to clients.
• Support clients with both agency bill and direct bill policies—handling agency billing directly and serving as a helpful point of contact for any direct bill questions, with a focus on accuracy, installment schedules, and resolving discrepancies.
• Oversee carrier download activity to ensure policy transactions are accurately reflected in the system, minimizing manual work and maintaining clean, reliable data
• Collaborate with the sales team on new business handoffs and renewal strategies, ensuring a seamless transition and consistent focus on client needs. Build strong client relationships to drive retention, deliver timely service, identify cross-sell and upsell opportunities, and proactively address coverage needs and overall risk exposure.
• Stay informed of carrier changes (e.g., rate tiers, discounts, underwriting changes), emerging risks and changes to legal/regulatory risks, and advise both clients and team members accordingly.
• Utilize the office’s agency management system as the operational hub—logging all client interactions, documents, and pending activities; scheduling automated alerts and workflows to ensure deadlines are met.
• Provide insight into workflow improvements—such as automating renewal reminders, streamlining rating processes, and refining retention campaigns.
• Provide new business quoting assistance when necessary to ensure the sales team can present sales proposals in a timely manner.

Qualifications & Competencies:

• High School graduate (or GED) required.
• Bachelor’s degree (Insurance/Risk Management, Business, Finance or related field) preferred.
• Professional designations such as CIC/PLCS/CISR preferred.
• Must have valid Property & Casualty (P&C) license or must obtain them within 30–60 days of hire. Ongoing compliance with continuing education requirements is required to maintain the license in good standing.
• 2–5 years of personal lines account handling or CSR experience in an agency or broker environment.
• Skilled in agency management systems (Applied Epic, preferred).
• Proficiency in handling high-volume phone and email service inquiries, as well as policy quoting, is essential.
• Trusted to handle sensitive PII/financial data.
• Must have access to reliable transportation on short notice and valid driver's license plus ability to maintain this throughout employment.

As an Equal Opportunity / Aff…

The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.