2027 Payment Operations Summer Intern

NYB Banco Santander S.A.; Quincy (MA); Presencial; USD 25.000 - 39.000; A tiempo parcial

Descripción de la vacante

Santander US is offering a 2027 Summer Internship in Payment Operations, starting in June 2027. You will gain hands-on experience across ACH, Wires, RTP, and Check Operations, while learning through structured training and real projects.

You will document processes, analyze trends, and help modernize procedures under a mentor. This program focuses on developing technical, analytical, and professional skills for a career in financial services.

Formación

• Undergrad student in a four-year program.
• Pursuing a degree in Business Administration, Economics, Finance or related field.
• Strong academic performance; GPA 3.5+.
• Demonstrated leadership through campus involvement, work experience, or extracurricular activities.
• Highly motivated and results oriented with a desire to exceed expectations.
• Demonstrate intellectual curiosity and courage.
• Strong communication skills, both written and verbal, with professional interactions at all levels.
• Strong analytical and quantitative skills.
• Strong critical thinking with ability to develop solutions to complex challenges.
• Ability to multi-task as required.
• Ability to work independently on special projects.
• Ability to effectively contribute to a team environment.

Responsabilidades

• Document current and future-state processes.
• Analyze exception and error trends.
• Modernize procedures and conduct capacity studies.
• Research emerging technologies, including AI, to identify optimization opportunities.
• Work with a mentor and build Santander network.

Conocimientos

Leadership

Communication

Analytical thinking

Critical thinking

Multi-tasking

Teamwork

Independence

Educación

Undergraduate student (four-year program)

GPA 3.5+

Major: Business Administration / Economics / Finance

Expected graduation May/June 2028

Descripción del empleo

2027 Payment Operations Summer Intern Country: United States of America

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Santander US is looking for exceptional talent to join our 2027 Summer Internship Program, where participants will contribute to our continued growth while developing the skills, experiences, and professional foundation needed to become future leaders. Our Payment Operations team supports the day-to-day operations and strategic initiatives across key payment rails, including ACH, Wires, Real-Time Payments (RTP), and Check Operations. You will work alongside experienced professionals and learn how Payment Operations manages payment processes, strengthens operational controls, and drives continuous improvement.

What You Will Gain

Our Summer Internship Program, beginning in June 2027, provides a comprehensive introduction to Santander and its capabilities. Through a combination of training and hands-on experience, you will develop technical, professional, and interpersonal skills. At Santander, we believe in the idea that our actions, no matter how small, can have a positive impact on our clients, employees, shareholders, and the communities we serve. As such, we strive to attract like-minded individuals and exceptional talent who can help achieve their highest potential.

What We Offer You

We make it our mission to focus on attracting and retaining junior talent. Our program is designed to get you on the right path to the next level. At Santander, we have a strong global footprint which fosters an environment where teamwork and partnership are critical to delivering the best solutions for our clients. As a Payment Operations Intern, you will gain exposure to payment operations activities, strategic initiatives focused on integration readiness, process optimization, automation, and operational efficiency. Working alongside experienced professionals, you will support projects such as documenting current and future-state processes, analyzing exception and error trends, modernizing procedures, conducting capacity studies, and researching emerging technologies, including AI, to identify opportunities for operational enhancement. Throughout the program, you will develop a strong understanding of the business while building the technical, analytical, and professional skills needed for a successful career in financial services. You will be partnered with a mentor, who is able to provide you with guidance and advice throughout the Summer while immediately building your Santander network.

What You Bring

• An undergraduate student in a four-year program with an expected graduation date of May/June 2028
• Pursuing a degree in Business Administration, Economics, Finance, or a related field
• Strong academic performance; cumulative GPA is 3.5 or above
• Demonstrated leadership through campus involvement, work experience, or extracurricular activities
• Highly motivated and results oriented with a desire to exceed expectations
• Demonstrate intellectual curiosity and courage
• Sharp communication skills with the ability to express facts and ideas clearly both verbally and in writing, interacting professionally, transparently, and effectively with people at all levels
• Strong analytical and quantitative skills
• Strong critical thinking with the ability to develop solutions to complex challenges
• Ability to multi-task as required
• Ability to work independently on special projects
• Ability to effectively contribute to a team environment

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Way

We are evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Ready to make it happen? It starts with you. It starts here.