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Toyota Financial Services (TFS) is seeking a Graduate Management Team Member (GMTM) for its Plano, TX program. The role targets MBA graduates by Summer 2027 with prior work experience and strong data skills to drive analytics and strategic insights.
You'll rotate across multiple business units, develop dashboards, synthesize findings for executives, and contribute to cross‑functional projects in a collaborative Toyota environment.
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented students who want to grow and challenge what’s possible with us.
Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment.
Toyota recruits MBAs and Master’s program graduates for the TFS Graduate Management Team Member (GMTM) Program, a two-year rotational program based at Toyota’s North American headquarters in Plano, TX. This program provides GMTMs with high visibility and a broad level of experience across the TFS organization in four, six-month rotations within the following business units:
• TFS Treasury, Debt & Capital Markets is responsible for meeting the capital funding needs of the company, managing our interest rate and foreign currency risk, managing cash and investment operations, and providing the support functions for these activities.
• TFS Pricing & Originations Analytics is responsible for delivering data-driven insights that help inform pricing strategy, business performance, and decision‑making across the organization. Partnering with cross‑functional stakeholders, we conduct pricing and profitability assessments, address key business questions, and drive improved outcomes.
• TFS Remarketing Analytics is responsible for leveraging Remarketing analytics to drive fact‑based decision‑making within TFS. We add value by evaluating, explaining and executing on strategic business opportunities backed by data‑driven insights.
• TFS Risk Management is responsible for developing sound risk management practices, infrastructure, and strategy through insightful analytics and partnering closely with other departments and senior leadership throughout Toyota and TFS.
• TFS Finance Products is responsible for collaborating with both Toyota and Lexus Sales and Marketing Divisions to develop new and used car incentive programs to grow TFS market‑share and profitability. In addition, Finance Products administers TFS’s incentive programs and maintains the systems that deliver pricing to the dealerships.
Lead the development of clear, insightful dashboards and reporting tools to support data‑driven decision‑making.
Conduct financial and market analyses to identify key business trends, risks, and opportunities.
Prepare executive‑level presentations that synthesize findings, highlight implications, and recommend actions.
Translate analysis into practical, business‑focused insights to support consultative recommendations
Collaborate with cross‑functional stakeholders to gather information, align priorities, and advance project outcomes.
Lead the delivery of high‑quality work under tight deadlines while managing multiple priorities simultaneously.
Lead effective communication of findings and recommendations to senior leaders and business partners.
Lead continuous improvement initiatives by identifying process enhancements and best practices.
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During your interview process, our team can fill you in on all the details of our industry‑leading benefits and career development opportunities. A few highlights include:
Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Employee Resource Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong.
Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.
Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.
Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.