Sr. Regulatory Compliance Officer

StraitsX; Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

StraitsX Group seeks a Regulatory Compliance professional in Singapore to join the Compliance team, reporting to the Deputy Head of Compliance. You will ensure MAS-licensed entities meet obligations and act as the main liaison with regulators, auditors and banking partners.

In the first year, focus areas include audit liaison, regulatory change, and partner due diligence, with opportunities to shape controls across business, product and tech teams.

Qualifications

• Bachelor’s degree in Law, Banking, Finance, Business, or related field.
• 5+ years of regulatory compliance experience within MAS-regulated financial institution, payment firm, bank, or audit/advisory firm.
• Deep understanding of the Payment Services Act (PSA) and MAS notices/guidelines.
• Proven hands-on experience managing regulatory returns and engaging with MAS.
• Strong writing skills for regulatory analyses and leadership-level responses.

Responsibilities

• Serve as primary contact for audits and banking partner inspections, coordinating evidence and drafting responses.
• Conduct pre-audit mock reviews and manage the central issue tracking log to remediate findings on time.
• Project manage regulatory change initiatives across business, product, and tech teams.
• Track MAS notices and brief senior management on operational and business impacts.
• Partner with FCC to address gap analyses and track end-to-end corrective action plans.
• Review new product launches and material business changes for regulatory requirements and risks.
• Respond to due diligence questionnaires and perform onboarding/periodic reviews of vendors.
• Oversee regulatory obligations and policy registers, and assist in enterprise-wide risk assessments.

Skills

Audit coordination

Regulatory compliance

Stakeholder management

Regulatory reporting

Education

Bachelor's degree in Law, Banking, Finance, or related field

Job description

You will join our Regulatory Compliance team, reporting to the Deputy Head of Compliance. The team makes sure each of our licensed entities meets its regulatory obligations, and it is the main point of contact between the business and our regulators, auditors and banking partners.The team works as one unit. Responsibilities are allocated across team members based on business needs, so you should expect your focus to shift over time across the areas below. In your first year, we expect the focus to be on audit and inspection liaison, regulatory change, and partner due diligence.

What Will You Do

• Serve as the primary point of contact for internal/external audits and banking partner inspections, coordinating evidence (RFIs) and drafting management responses.
• Conduct pre-audit mock reviews and manage the central issue tracking log to ensure all audit findings and deficiencies are remediated on time.
• Project manage regulatory change initiatives across business, product, and tech teams to ensure new compliance controls are successfully built and deployed.
• Track and internalize new MAS notices, guidelines, and circulars, proactively briefing senior management on operational and business impacts.
• Partner with the Financial Crime Compliance (FCC) team to address gap analyses (e.g., MAS PSN01/2) and track end-to-end corrective action plans.
• Review new product launches and material business changes, advising stakeholders on regulatory requirements and compliance risks.
• Respond to due diligence questionnaires from banking partners and perform onboarding/periodic reviews of our own vendors to maintain the outsourcing framework.
• Oversee key regulatory obligations and policy registers, and assist in preparing the enterprise-wide ML/TF risk assessment.

What We Are Looking For

• Bachelor’s degree in Law, Banking, Finance, Business, or a related field.
• 5+ years of regulatory compliance experience within a MAS-regulated financial institution, payment firm, bank, or audit/advisory firm.
• Deep understanding of the Payment Services Act (PSA) and relevant MAS notices/guidelines, particularly covering AML/CFT, Technology Risk, Outsourcing, and Regulatory Reporting.
• Proven hands-on experience managing regulatory returns, implementing regulatory changes, and engaging directly with MAS.
• A strong track record of driving regulatory implementation projects from initial gap analysis through to successful rollout across business, product, and tech teams.
• Exceptional writing skills with the ability to draft clear, accurate gap analyses, management papers, and regulatory responses for senior leadership on the first attempt.
• Highly organized and capable of managing multiple concurrent deliverables while securing timely input from cross-functional peers without direct reporting lines.