Sr./Product Manager, Payment

Dtcpay; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

dtcpay is a MAS licensed payment service provider enabling fiat and digital currency payments across borders. We are expanding globally and seeking a Product Manager to own fund flow products, from roadmap to launch, collaborating across design, engineering, risk, compliance, and operations.

Fluency in English and Mandarin is required, with strong data-analysis skills to drive growth. The role focuses on end-to-end product lifecycle, prioritization, and industry insights to stay ahead in global

Qualifications

• 3–5+ years as a Product Manager in Financial Services/Payments/FinTech.
• Led fund flow products (wallets, transfers, exchange) from 0 to 1 or 1 to N.
• Proficient in producing PRDs, prototypes, and business process flows.

Responsibilities

• Lead end-to-end lifecycle management of core fund flow products (Deposit, SWAP, Send), including planning, design, development, launch, and optimization.
• Develop roadmaps and priorities from business objectives and user pain points.
• Collaborate with design, engineering, risk control, compliance, and operations to deliver projects on time and with high quality.
• Monitor product performance through data analysis to improve UX and metrics, driving growth with data-driven decisions.
• Stay updated on payments, cross-border finance, and digital wallet trends to inform product strategy.

Skills

Data analysis

Cross-functional collaboration

Product design methodologies

PRDs and prototypes

Communication skills

English & Mandarin

Tools

AI tools (Claude etc.)

Job description

dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.

We are also recognized as one of Singapore’s Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.

What you'll do:

Product Lifecycle Management

• Lead the end to end lifecycle management of core fund flow products such as Deposit, SWAP (currency exchange), and Send (transfers), including product planning, design, development, launch, and continuous optimization.

Requirement Analysis and Prioritization

• Develop a deep understanding of business objectives and user pain points. Collect and analyze internal and external requirements, and define clear product roadmaps and priorities.

Cross Functional Collaboration

• Work closely with design, engineering, risk control, compliance, and operations teams to drive product implementation and ensure projects are delivered on time with high quality.

Data Analysis and Decision Making

• Monitor product performance through data analysis, continuously improve user experience and business metrics, and drive product growth through data driven decisions.

Industry Insights

• Stay up to date with technology trends and regulatory developments in global payments, cross border finance, and digital wallets to provide forward looking insights for product strategy.

What we're looking for:

• Min. 3 to 5 years of experience as a Product Manager in Financial Services, Payments, or FinTech industry.
• Successfully led fund flow products such as wallets, transfers, or exchange products from 0 to 1 or 1 to N are preferred.
• Strong knowledge of product design methodologies with the ability to independently produce high quality PRDs, prototypes, and business process flows.
• Familiar with cross border payments, foreign exchange, and e-wallet business logic, with an understanding of relevant regulatory and compliance requirements.
• Familiar with AI tools and technologies (such as Claude etc.) to enhance productivity, streamline workflows, and improve efficiency in product research, documentation, and analysis.
• Strong data analysis capability with the ability to drive product decisions based on data.
• Fluent in both English & Mandarin, and able to use it as a working language for communication with cross regional teams.
• Excellent communication, coordination, and project management skills with the ability to drive cross departmental collaboration.
• Strong logical thinking, problem solving ability, and resilience under pressure.
• Strong business acumen and empathy for users.