Specialist, Risk & Compliance, AML (AIA FA)

AIA; Singapore; Sur place; SGD 120 000 - 180 000; Plein temps

Résumé du poste

AIA Shared Services is seeking an EDD Specialist to lead enhanced due diligence on high-risk customers across business segments. You will perform CDD/SOF/SOW corroboration, document findings, and escalate potential risks to senior management.

Responsibilities include coordinating EDD case management, reporting SARs, and supporting AML process improvements. A Bachelor’s degree in finance, law, or business and CAMS/CFE certification are preferred.

Qualifications

• Bachelor’s degree in Finance, Law, or Business (or related field).
• CAMS or CFE certification is preferred.
• 5–7 years in AML compliance or financial crime prevention.
• Experience with KYC onboarding for high-risk customers.

Responsabilités

• Conduct enhanced due diligence (EDD) on high-risk customers and complex cases.
• Prepare Suspicious Activity Reports (SARs) and regulatory reporting.
• Coordinate EDD case management with stakeholders and address risks.
• Provide training and guidance on EDD requirements and SOF/SOW corroborations.
• Identify AML process improvements and support UAT and procedure updates.

Connaissances

AML Compliance

EDD Investigation

KYC Onboarding

Regulatory Knowledge

Data Analysis

Formation

Bachelor's degree in Finance

Bachelor's degree in Law

Bachelor's degree in Business

Outils

Actimize

SAS

Description du poste

Start building a career with purpose. At AIA, your perspective, curiosity and ideas can contribute to our Purpose of helping millions of people live Healthier, Longer, Better Lives. Across our diverse markets, you will learn through meaningful work, collaborate with experienced colleagues and build practical skills as you turn fresh ideas into positive outcomes and a more sustainable future for our customers and communities. Join us to explore new possibilities, grow through real experiences and start making an impact across Asia.

About the Role

As the SME for EDD, provide the end-to-end support for the onboarding of high-risk customers (HRC) from all business segments which will include performing the relevant CDD, SOF, SOW collection and corroboration, EDD investigation and customer risk assessment on a timely basis.

Risk Assessment & Compliance

• Conduct enhanced due diligence (EDD) on high-risk customers and complex cases.
• Liaise with internal stakeholders to ensure timely escalation of potential risks to senior management.
• Work closely with all stakeholders to coordinate the EDD case management and ensure relevant supporting documents address the risks assessed.
• Prepare and report Suspicious Activity Reports (SARs) in compliance with regulatory and internal requirements.

Reporting & Documentation

Maintain accurate records of all EDD and correspondence in accordance with company policies and regulatory obligations. Provides regular and ad-hoc reporting to senior management, Group Compliance, regulators and auditors and other stakeholders. Prepare and present detailed findings, analysis, and recommendations to internal teams or regulators when necessary.

Operational Support & Process Improvement

Identify trends and inefficiencies in the AML operations processes and recommend improvements and participate the enhancement initiatives, including UAT, update of operational manuals Provide training, advisory and guidance to the relevant business units on the EDD requirements, especially on the SOF/ SOW corroboration requirements and proactively identify areas of improvements in relation to the area of independent assessment, risk mitigations and benchmarking. Implements new processes to address evolving AML risks and landscape. Performs other responsibilities and duties periodically assigned by supervisor.

Education

Bachelor’s degree in Finance, Law, Business, or a related field (or equivalent experience).

Certification in Anti-Money Laundering (e.g., CAMS, CFE, or other relevant certifications)

Certification in Anti-Money Laundering (e.g., CAMS, CFE, or other relevant certifications)

Experience

• Minimum of 5-7 years of experience in AML compliance, financial crime prevention, or a related field.
• Experience in the insurance industry and AML systems (e.g., Actimize, SAS, etc.) is a plus.
• Experience in EDD reviews and KYC onboarding for HNW / offshore customers, including good understanding of the various issues and practical solutions of the SOF / SOW corroborations for high-risk clients.

Skills & Attributes

• Strong analytical and investigative skills with attention to detail.
• Ability to work independently and manage multiple priorities under pressure.
• Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and data analysis skills.
• Knowledge of local and international AML regulations and standards (e.g., FATF, OFAC, MAS, TSIFA).
• Strong interpersonal skills and ability to positively influence internal (distributions channels and support staff) and external parties (brokers, bankers, agents) to ensure strong and effective AML risk and compliance governance.
• High level of integrity and takes ownership and accountability of results.

Believe in better with AIA. If you work at AIA, you play an important part in this movement. Which is why we give you every opportunity to learn, grow and shape your career - your way! #LI-SN1 Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.