Software Engineer (Loan Origination)

OVERSEA-CHINESE BANKING CORPORATION LIMITED; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

OVERSEA-CHINESE BANKING CORPORATION LIMITED is seeking a senior software engineer to drive the end-to-end delivery of a Loan Origination Platform in a regulated banking environment.

You will lead a regional squad, provide hands-on Java expertise, and advance automation, testing, and observability to ensure secure, scalable lending solutions aligned with MAS TRM requirements.

Qualifications

• 5–8 years of software engineering experience, banking or financial services preferred.
• Proven experience delivering Loan Origination Systems (LOS) or digital lending platforms.

Responsibilities

• Drive end-to-end delivery of Loan Origination solutions within a regional squad.
• Provide hands-on technical leadership using Java and API-driven architectures.
• Promote automation, testing practices, and observability (Kibana).
• Advance CI/CD practices (Jenkins, GitLab) with security checks.
• Ensure data integrity through SQL development and validations.
• Leverage AI technologies to enhance development efficiency and lending capabilities.

Skills

Java development

Loan origination domain

Team leadership

CI/CD tools

Regulated environments

Tools

Kibana

SQL

Job description

Why Join

Join a role where you will deliver a secure, scalable, and compliant Loan Origination Platform that drives digital lending transformation in a highly regulated banking environment. You will shape credit workflows, customer on boarding, and lending automation while leveraging AI technologies (including MCP). You will collaborate closely with business, credit risk, and compliance stakeholders to deliver solutions that align with MAS TRM requirements and secure engineering practices.

How you succeed

You succeed by delivering robust, compliant, and scalable systems that align with MAS regulations and internal risk controls. You uphold strong engineering standards and a quality-first mindset, enabling high levels of automation and low defect rates while effectively balancing speed and governance. You foster a positive team culture, maintain high team engagement, and ensure strong audi threadiness. You establish yourself as a trusted partner to business, credit risk, and compliance stakeholders while leveraging AI and automation to improve efficiency, quality, and delivery outcomes.

What you do

• Work within a regional squad of 12 engineers, driving the end-to-end delivery of Loan Origination solutions, including compliance screening, credit assessment, workflow orchestration, and document management.
• Provide hands‑on technical leadership using Java and API‑driven architectures while driving automation and testing practices across the squad.
• Ensure system reliability through observability and monitoring tools (e.g., Kibana) and implement strong quality engineering practices.
• Drive CI/CD practices (e.g., Jenkins, GitLab) to enable secure and controlled deployments with integrated testing and security checks.
• Manage data integrity through SQL development and database validation.
• Leverage AI technologies to enhance development efficiency, automation, and intelligent lending capabilities.
• Collaborate closely with business, operations, and regulatory stakeholders while ensuring proper documentation, effective communication, and audit traceability.

Who you are

• 5-8 years of experience in software engineering (banking or financial services experience preferred).
• Proven experience delivering Loan Origination Systems (LOS) or digital lending platforms.

Core Skills (Must-Have)

• Strong expertise in Java development.
• Solid experience in the loan origination and lending domain.
• Proven team leadership experience with end-to-end delivery ownership.
• Hands‑on experience with CI/CD tools such as Jenkins, GitLab, or equivalent platforms.
• Familiarity with MAS TRM guidelines and working within regulated environments.

Preferred Skills (Good-to-Have)

• Experience with test automation tools such as Playwright, Selenium, or ACCELQ.
• Experience with AI technologies, including MCP or similar solutions.
• Exposure to observability and monitoring platforms (e.g., Kibana, logging and monitoring tools).

Strengths

• Strong understanding of credit workflows and lending processes.
• Experience integrating with core banking systems, credit bureaus, and KYC/AML platforms.
• Good knowledge of data governance, risk controls, and regulatory compliance practices.
• Excellent communication, stakeholder management, and problem‑solving skills.
• Strong sense of ownership, accountability, and governance.

Who we are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future‑ready learning organisation.

But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future‑ready career. Your Opportunity Starts Here.