Software Engineer ( Loan Origination)

OCBC (Singapore); Singapore; On-site; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Learning & development opportunities

Community initiatives

Job summary

OCBC Bank Singapore is seeking an experienced software engineering lead to deliver a secure, scalable Loan Origination Platform. You will guide a regional squad of engineers, shaping credit workflows and lending automation while collaborating with business, risk, and compliance teams.

You will mentor teams, champion MAS TRM compliance, and leverage AI to boost development efficiency and delivery quality in a regulated banking environment.

Qualifications

• 5–8 years of software engineering experience, banking or financial services preferred.
• Proven experience delivering Loan Origination Systems (LOS) or digital lending platforms.

Responsibilities

• Drive end-to-end delivery of Loan Origination solutions within a regional squad of engineers.
• Provide hands-on technical leadership using Java and API-driven architectures; drive automation and testing practices.

Skills

Java development

Loan origination

Team leadership

CI/CD tools

Tools

Jenkins

GitLab

Kibana

Playwright

Selenium

ACCELQ

Job description

WHO WE ARE:

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

Why Join

Join a role where you will deliver a secure, scalable, and compliant Loan Origination Platform that drives digital lending transformation in a highly regulated banking environment. You will shape credit workflows, customer onboarding, and lending automation while leveraging AI technologies (including MCP). You will collaborate closely with business, credit risk, and compliance stakeholders to deliver solutions that align with MAS TRM requirements and secure engineering practices.

How you succeed

You succeed by delivering robust, compliant, and scalable systems that align with MAS regulations and internal risk controls. You uphold strong engineering standards and a quality-first mindset, enabling high levels of automation and low defect rates while effectively balancing speed and governance. You foster a positive team culture, maintain high team engagement, and ensure strong audit readiness. You establish yourself as a trusted partner to business, credit risk, and compliance stakeholders while leveraging AI and automation to improve efficiency, quality, and delivery outcomes.

What you do

• Work within a regional squad of 12 engineers, driving the end-to-end delivery of Loan Origination solutions, including compliance screening, credit assessment, workflow orchestration, and document management.
  
• Provide hands-on technical leadership using Java and API-driven architectures while driving automation and testing practices across the squad.
  
• Ensure system reliability through observability and monitoring tools (e.g., Kibana) and implement strong quality engineering practices.
  
• Drive CI/CD practices (e.g., Jenkins, GitLab) to enable secure and controlled deployments with integrated testing and security checks.
  
• Manage data integrity through SQL development and database validation.
  
• Leverage AI technologies to enhance development efficiency, automation, and intelligent lending capabilities.
  
• Collaborate closely with business, operations, and regulatory stakeholders while ensuring proper documentation, effective communication, and audit traceability.
  

Who you are

• 5-8 years of experience in software engineering (banking or financial services experience preferred).
  
• Proven experience delivering Loan Origination Systems (LOS) or digital lending platforms.
  

Core Skills (Must-Have)

• Strong expertise in Java development.
  
• Solid experience in the loan origination and lending domain.
  
• Proven team leadership experience with end-to-end delivery ownership.
  
• Hands-on experience with CI/CD tools such as Jenkins, GitLab, or equivalent platforms.
  
• Familiarity with MAS TRM guidelines and working within regulated environments.
  

Preferred Skills (Good-to-Have)

• Experience with test automation tools such as Playwright, Selenium, or ACCELQ.
  
• Experience with AI technologies, including MCP or similar solutions.
  
• Exposure to observability and monitoring platforms (e.g., Kibana, logging and monitoring tools).
  

Strengths

• Strong understanding of credit workflows and lending processes.
  
• Experience integrating with core banking systems, credit bureaus, and KYC/AML platforms.
  
• Good knowledge of data governance, risk controls, and regulatory compliance practices.
  
• Excellent communication, stakeholder management, and problem-solving skills.
  
• Strong sense of ownership, accountability, and governance.
  

Who we are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry‑leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.