Software Engineer, Google Pay, Consumer Payments

Google Inc.; Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

Google's Software Engineer, Google Pay, Consumer Payments in Singapore, is seeking a mid-level engineer to design, develop, and launch backend payment features. You will help power e-Wallet integrations and A2A payments, collaborating with cross-functional teams across time zones.

You will work primarily in Java and C++, building scalable systems, focusing on availability and low latency, and applying AI-assisted tools to accelerate development and improve velocity.

Qualifications

• Bachelor's degree in Computer Science or related field.
• 2 years of software development experience in Java, C++, or similar.
• Experience with data structures, algorithms, and software design.

Responsibilities

• Design, develop, test, deploy, and maintain scalable backend software for consumer payments.
• Collaborate cross-functionally with product managers, UX, business development, and other engineers globally to define scalable payment capabilities for the APAC region.

Skills

Java

C++

Data structures

Algorithms

Software design

Education

Bachelor's degree in Computer Science or related field

Job description

Software Engineer, Google Pay, Consumer Payments

Mid

Experience driving progress, solving problems, and mentoring more junior team members; deeper expertise and applied knowledge within relevant area.

• Bachelor's degree in Computer Science, a related technical field, or equivalent practical experience.
• 2 years of experience with software development in one or more programming languages (e.g., Java, C++).
• Experience with data structures, algorithms, and software design.

Google will be prioritizing applicants who have a current right to work in Singapore, and do not require Google's sponsorship of a visa.

Preferred qualifications:

• Experience with the full software development lifecycle, demonstrating a strong end-to-end mindset and proven ability to design scalable backend architectures (especially in FinTech or payments).
• Demonstrated passion and experience in using AI tools for development workflows to accelerate engineering velocity and establish best practices.
• Familiarity with the payment landscape and regional payment nuances (eWallets, A2A, national rails).

Proven track record of launching and maintaining high-availability features while working in a collaborative environment with cross-functional teams (UX, PM, Business) across different time zones.

About the job

Google's software engineers develop the next-generation technologies that change how billions of users connect, explore, and interact with information and one another. Our products need to handle information at massive scale, and extend well beyond web search. We're looking for engineers who bring fresh ideas from all areas, including information retrieval, distributed computing, large-scale system design, networking and data storage, security, artificial intelligence, natural language processing, UI design and mobile; the list goes on and is growing every day. As a software engineer, you will work on a specific project critical to Google’s needs with opportunities to switch teams and projects as you and our fast-paced business grow and evolve. We need our engineers to be versatile, display leadership qualities and be enthusiastic to take on new problems across the full-stack as we continue to push technology forward.

As a Software Engineer for Consumer Payments in Singapore, you will play a key role in designing, developing, and launching innovative backend features across our payment systems. You will architect and deliver critical infrastructure that powers new e-Wallet integrations and scales Account-to-Account (A2A) payment features. You will be involved in building new capabilities, collaborating closely with local and global cross-functional teams (including Product Managers (PM), UX, Business Development (BD), and other Engineering teams globally), and driving features from conception to launch. You will be contributing to the backend codebase (Java/C++), improving distributed systems, and advocating the use of AI-assisted development tools to enhance our workflows and engineering velocity.

Whether it is paying online with Autofill, using tap and pay in stores, or using the Google Pay app, the Payments team at Google is focused on making payments simple, seamless, and secure. In addition to consumer payment technologies, the Payments team also powers the money movement between Google and its consumers and businesses.

Responsibilities

• Design, develop, test, deploy, and maintainscalable backend software for consumer payments, focusing on robust Application Programming Interface (API) integrations.
• Collaborate cross-functionally with product managers, UX designers, business development, and other engineers globally to define, plan, and implement scalable payment capabilities tailored to the APAC region.
• Write high-quality, well-tested code in Java or C++, ensuring systems handle high transaction throughput with strict low-latency, high-availability, and compliance requirements.
• Own the full-stack or end-to-end technical delivery of feature enhancements that drive growth in the number of transactions on e-Wallets and scalable A2A payment systems.
• Explore and leverage AI-first development tools(e.g., generative coding, testing, and verification tools) to actively streamline and enhance software development lifecycles and team velocity.

Google is proud to be an equal opportunity and affirmative action employer. We are committed to building a workforce that is representative of the users we serve, creating a culture of belonging, and providing an equal employment opportunity regardless of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or related condition (including breastfeeding), expecting or parents-to-be, criminal histories consistent with legal requirements, or any other basis protected by law. See also Google's EEO Policy , Know your rights: workplace discrimination is illegal , Belonging at Google , and How we hire .

Google is a global company and, in order to facilitate efficient collaboration and communication globally, English proficiency is a requirement for all roles unless stated otherwise in the job posting.

To all recruitment agencies: Google does not accept agency resumes. Please do not forward resumes to our jobs alias, Google employees, or any other organization location. Google is not responsible for any fees related to unsolicited resumes.

Equity is granted exclusively and discretionarily by Alphabet Inc. on the basis of an agreement concluded between you and Alphabet Inc. Alphabet Inc. is your sole contractual partner with respect to equity grants. GSU grants are not guaranteed, are discretionary, are subject to approval by the Alphabet Inc. board of directors or its delegate, the terms of the relevant Alphabet Inc. stock plan, and your grant agreement. They have no impact on statutory payments. Current or past grants do not confer an acquired right.