Senior General Insurance Claims Specialist

HL Assurance Pte Ltd; Singapore; On-site; SGD 52,000 - 78,000; Full time

Job summary

HL Assurance Pte Ltd is seeking an experienced claims professional to manage a range of general insurance claims, including motor and liability lines. You will assess coverage, determine liability, and settle claims in line with policy terms and internal guidelines.

You will handle inquiries from policyholders and brokers, monitor reserves, review processes, and contribute to fraud detection and reporting. Strong communication and time management are essential.

Qualifications

• Diploma or Degree in a relevant discipline, with General Insurance certifications preferred.
• At least 3 years of hands-on claims handling experience in personal and/or commercial lines.
• Strong understanding of general insurance claims processes and policy coverage assessment.
• Excellent customer service, communication and interpersonal skills.

Responsibilities

• Handle and manage claims across various classes of general insurance, including Motor, WICA, Contractors' All Risks, Engineering All Risks and Public Liability.
• Assess policy coverage, determine liability and calculate claim settlements in accordance with policy terms and company guidelines.
• Process claims accurately and within established service standards and turnaround times.
• Review and maintain appropriate claim reserves and records in line with company controls and regulatory requirements.
• Manage enquiries from policyholders, claimants, agents and brokers via email, phone and walk-in interactions.
• Work closely with underwriters by providing feedback on claims experience and emerging risk trends.
• Monitor claims histories, identify abnormalities, recurring issues or potential fraud indicators, and elevate where necessary.
• Review and improve claims processes to enhance operational efficiency and service quality.
• Prepare claims statistics, reports and other management information as required.

Job description

HL Assurance Pte Ltd is seeking an experienced claims professional to manage a range of general insurance claims, including motor and liability lines. You will assess coverage, determine liability, and settle claims in line with policy terms and internal guidelines.

You will handle inquiries from policyholders and brokers, monitor reserves, review processes, and contribute to fraud detection and reporting. Strong communication and time management are essential.