Senior Executive, Underwriter - Property & Casualty

Income Insurance Limited; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

Income Insurance Limited seeks a Distribution Underwriter to join its Property & Casualty team in Singapore. The role blends technical underwriting with business development across brokers and agents to drive profitable growth.

You will evaluate risks, structure insurance solutions, and strengthen intermediary partnerships while adhering to underwriting guidelines and Singaporean regulatory standards.

Qualifications

• Bachelor's degree in a related field.
• 3–6 years of experience in Property & Casualty underwriting with intermediary channel exposure.
• Strong knowledge of P&C products and Singapore market.
• Professional certifications such as SCI or CII are advantageous.

Responsibilities

• Manage and grow a profitable portfolio across distribution channels and intermediaries.
• Assess and underwrite new and renewal P&C risks within delegated authority.
• Evaluate risk using underwriting tools, claims data, and financial information.
• Identify cross-selling opportunities across P&C lines.
• Participate in meetings, client engagements, and marketing initiatives.
• Ensure compliance with underwriting guidelines and regulatory requirements.
• Provide market feedback and support product enhancements.
• Contribute to business planning and strategic initiatives.
• Provide guidance and mentorship to junior team members.

Skills

P&C underwriting

Client-facing

Intermediary channels

Negotiation

Education

Bachelor’s degree in Business, Finance, Insurance, or related field

Job description

We are seeking a Distribution Underwriter to join our Property & Casualty (P&C) business. This role combines technical underwriting expertise with business development responsibilities, supporting profitable growth through our intermediary channels including brokers and agents.

You will play a key role in evaluating risks, structuring insurance solutions, and strengthening distribution partnerships, while ensuring alignment with underwriting guidelines and regulatory standards in Singapore.

Key Responsibilities

• Manage and grow a profitable portfolio of business across assigned distribution channels, build and maintain strong relationships with intermediaries
• Assess and underwrite new and renewal Property & Casualty risks within delegated authority
• Evaluate risk exposures using underwriting tools, claims data, and financial information
• Identify cross-selling opportunities across P&C product lines
• Participate in meetings, client engagements, and marketing initiatives
• Ensure compliance with internal underwriting guidelines and regulatory requirements
• Provide market feedback and support product enhancements
• Contribute to business planning and strategic initiatives
• Provide guidance and mentorship to junior team members

Requirements

• Bachelor’s degree in Business, Finance, Insurance, or a related field
• 3–6 years of experience in P&C underwriting with exposure to intermediary channels in a client-facing capacity
• Strong knowledge of P&C insurance products
• Good understanding of the Singapore insurance market and regulatory environment
• Professional certifications such as Singapore College of Insurance (SCI) qualifications or Chartered Insurance Institute (CII) certifications are advantageous
• Strong analytical, negotiation, and communication skills for both internal and external stakeholders