Senior Executive, Commercial Lines (Underwriting)

Income Insurance Limited; Singapore; On-site; SGD 90,000 - 150,000; Full time

Job summary

Income Insurance Limited is seeking an experienced professional to drive profitable growth with assigned intermediaries. The role combines underwriting expertise with business development to expand the agency network and premium base.

You will evaluate risks, price and underwrite commercial lines, while cultivating strategic partnerships for cross-selling and new business opportunities across multiple lines.

Qualifications

• Minimum 5 years working experience in a similar capacity.
• Degree in any discipline.
• Passed BCP and ComGI.
• Ability to multi-task whilst being meticulous and working well under pressure.
• Self-disciplined and able to work with minimum supervision.
• Ability to work as a team.

Responsibilities

• Underwrite new and renewal commercial lines within authorized limits.
• Manage an assigned portfolio to ensure profitability and target loss ratios.
• Prepare quotations, endorsements, and renewals within guidelines.
• Cultivate and manage relationships with intermediaries.
• Identify cross-selling and up-selling opportunities across lines of business.

Skills

Relationship management

Portfolio risk management

Quotations & pricing

Multitasking

Team player

Education

Bachelor degree

BCP

ComGI

Job description

SUMMARY

Responsible to drive profitable growth from set of assigned intermediaries. You will utilize your technical expertise to evaluate risks while simultaneously serving as a key point of contact for intermediaries to develop new business opportunities.

Underwriting & Risk Management

• Risk Assessment: Evaluate, price, and underwrite new and renewal commercial lines business within authorized limits.

• Portfolio Oversight: Manage an assigned portfolio, ensuring profitability and maintaining desired loss ratios through disciplined risk selection and technical excellence.

• Quotations : Prepare quotations, endorsements, and renewals within designated authority limit and within compliance of guidelines

Business Development & Sales

• Relationship Management: Cultivate and strengthen strategic partnerships with intermediaries.

• Market Growth: Execute sales and business development strategies to expand the customer base and achieve recruitment and premium targets.

• Pipeline Development: Identify new agency appointments and proactively find opportunities for cross-selling and up-selling across various lines of business.

Job Requirements

• Minimum 5 years working experience in similar capacity

• Degree in any discipline

• Passed BCP and ComGI

• Ability to multi-task whilst being meticulous and working well unpressured

• Self-disciplined and ability to work with minimum supervision

• Ability to work as a team