Senior Credit Risk Manager

Green Link Digital Bank (GLDB); Singapore; On-site; SGD 180,000 - 320,000; Full time

Job summary

Green Link Digital Bank, Singapore’s inaugural wholesale digital bank focusing on supply chain finance, is seeking a senior credit professional to lead the pre-screening, assessment, and approval process for corporate lending.

The role requires deep experience, strong communication in English and Mandarin, and the ability to balance multiple priorities while maintaining meticulous attention to detail.

Qualifications

• Bachelor’s degree in Business, Finance, or Accounting.
• 10-15 years of credit approver experience with corporate lending in banks.
• Excellent interpersonal skills to understand a situation and discuss for resolution.
• Able to juggle multiple priorities concurrently.
• Meticulous and detail oriented.
• Good written and verbal communication skills in English and Mandarin.

Responsibilities

• Lead credit pre-screening, credit assessment, and credit approval process.
• Evaluate and approve, or elevate, transactions that are within delegated authority.
• Ensure detailed analysis and make sound credit decisions, reflecting underwriting standards, risk appetite, policies, and regulatory requirements.
• Manage and ensure sound credit portfolio quality of corporate borrowers, with early identification of potential problem accounts for remediation.
• Stay up to date with market developments and initiate ad hoc reviews to mitigate risk to portfolio quality.
• Joint customer visits with business unit, as required.
• Work closely with auditors, business, and product units in relevant credit projects.

Skills

Interpersonal skills

Multitasking

Attention to detail

English & Mandarin communication

Education

Bachelor’s degree in Business, Finance, or Accounting

Job description

Green Link Digital Bank is Singapore’s inaugural wholesale digital bank focusing on supply chain finance, mainly serving MSMEs and aiming to help MSMEs grow and improve digitization.

Responsibilities

• Lead the credit pre-screening, credit assessment, and credit approval process.
• Evaluate and approve, or elevate, transactions that are within delegated authority.
• Ensure detailed analysis and make sound credit decisions, reflecting the prevailing credit underwriting standards, policies, risk appetite, internal, and local regulatory requirements.
• Manage and ensure sound credit portfolio quality of corporate borrowers, ensuring early identification of potential problem accounts for close monitoring and early remediation.
• Stay up to date with market developments and initiate ad hoc review to mitigate risk of adverse impact on portfolio credit quality.
• Joint customer visit with business unit, as and when required.
• Work closely with auditors, business, and product units in relevant projects in the credit approver scope.

Requirements

• Bachelor’s degree in Business, Finance, or Accounting.
• 10-15 years of credit approver experience with corporate lending in banks.
• Excellent interpersonal skills to understand a situation and discuss for resolution.
• Ability to articulate a well-informed opinion and defend it.
• Able to juggle multiple priorities concurrently.
• Meticulous and detail oriented.
• Good written and verbal communication skills in English and Mandarin.

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